Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]
If your home has recently experienced a fire, flood or burglary, you will want to file a claim with your homeowners insurance company. Once your insurer has approved your claim, you will be sent a claim check (minus your deductible) to repair the damage. Claim checks come in a variety of different ways, it is […]
Imagine that a hurricane or other natural disaster destroys your home. One of the first questions you will have after recovering from the shock, is how much it will cost to rebuild your home and do you have enough insurance coverage to get the job done. If you are underinsured, you will be on the […]
A standard homeowner policy protects your home, but it is made up of a variety of different parts, each one designed to protect a different section of your home or property. When it comes to the structure of your home, it is the dwelling coverage that steps up to protect your house. Keep reading to […]
Buying homeowners insurance for the first time (or even the 10th time) can be confusing. Unfortunately, it is very important that you get it right as homeowners insurance can be a financial lifesaver if your home is severely damaged or destroyed by a covered peril. If this is your first time buying homeowners insurance or you […]
Identity theft protection is simply a term that includes a variety of services that help customers protect themselves from the illegal capture and use of their personal data. This can include personal details such as your name, birthdate, and Social Security number. This information can be used to steal your money, open credit cards in […]
As inflation continues to rage, it could impact the amount of insurance coverage you need to carry to make sure you can rebuild your home if it is damaged or destroyed by a covered peril. According to a report from CoreLogic, the cost of building new houses is skyrocketing due to higher material and lumber […]
If you’re in the market for a new home, your real estate agent or mortgage lender may mention private mortgage insurance (PMI). Private mortgage insurance is often required for a standard mortgage if you have less than a 20 percent down payment but there are programs available that can eliminate the need for or drastically […]
The cost to insure your home will vary depending on a wide variety of factors, including everything from the age of the house, your location, how far you are from a fire station and even your credit score. We thought it might be helpful to look at what you might pay for homeowners insurance on […]
While most people are worried about inflation pushing up the cost of everyday items, one group in particular has a lot to lose as prices continue to rise. Senior citizens, those living on a fixed income and people who are on the verge of retirement will be impacted by inflation in greater numbers than people […]