Due to a global supply chain issue and a major increase in holiday spending this year, gift cards may be particularly popular this year. As electronics and other household goods have become more difficult to get ahold of, there is a good chance that shoppers may be opting for gift cards this year which will […]
Homeowners Insurance Blog
President Joe Biden’s Build Back Better Bill Aims to Help American Housing
The recently passed Build Back Better bill is President Joe Biden’s $1.75 trillion social spending bill that aims to lessen housing burdens for Americans. It includes a variety of programs designed to help with everything from building more public housing to down payment assistance for first generation homebuyers. According to the National Fair Housing Alliance, […]
Can I dispute my home insurance claim?
Nobody enjoys dealing with damage to their home or possessions and it all gets quite a bit more stressful if your insurer denies your claims or offers an insufficient amount to actually repair the damage. However, consumers do have options if their homeowners insurance claim is denied or they are unhappy with the settlement offer, […]
Replacement Windows – Homeowners Guide
Replacing the windows in your home can not only improve the look and save energy, it can also increase your home’s value. If you are considering putting in new windows, you probably have some questions. In a recent Forbes article, two home renovation experts took the time to answer questions about replacement windows. Keep reading […]
Should I move to a new home or renovate my house?
If you are unhappy with your current home, you may be trying to decide whether to move to a new home or renovate your current house to add exactly what you want. While renovating allows you to add the exact features you want in a house, it can be difficult having to deal with permits, […]
Why is Citizens increasing Florida home inspections?
Citizens Property Insurance Company, the property insurer of last resort in Florida is planning to make substantial eligibility and underwriting changes that will likely result in increased property inspections over the next four years. Citizens is hoping to shed policies and reduce its exposure level in the Florida property market. Citizens is hoping the new […]
Florida Property Insurance Companies Experiencing Financial Trouble
In a recent Florida Senate Banking and Insurance Committee meeting, Barry Gilway, the CEO of Citizens Property Insurance Co. informed lawmakers that it is not just a few Florida property insurance companies that are experiencing financial trouble, but the majority of insurers in the state. According to Gilway, almost every insurance carrier in the state […]
Top 3 Reasons to Use Your Emergency fund
The majority of financial experts recommend having at least three to six months’ worth of expenses in an emergency fund in the event you have unexpected expenses that come up. However, once you have your emergency fund set up and funded, you will have to decide what constitutes an emergency and when is it ok […]
2021 Pandemic Expenses You Can Expect When Buying a Home
Last week we looked at what it costs to build a home, this week we thought we would look at some of the expenses you can expect when purchasing an existing home. If you are in the market for a new home, you may be wondering, how much house can I actually afford? This question is more […]
Help Explain Flood Insurance Revamp – Risk Rating 2.0
For Free Flood Insurance Quotes, Please Call Us at 888-620-1954! New, revamped flood insurance rates for the National Flood Insurance Program (NFIP) will be going into effect this month with the goal of charging flood insurance premiums that more accurately reflect the risk presented by the home. The new program could dramatically raise rates for […]