Homeowners in Florida can look forward to yet another year of insurance increases in the Sunshine State according to a new Value Penguin article. Insurers have already started filing rate increase requests for 2021. Allstate has requested a 13.8 percent rate increase for the new year and other insurers are sure to follow shortly. Florida […]
Smart home devices have taken off in recent years and many homeowners are using them to help protect their home as well as make life a bit easier. These devices can monitor your home for not only intruders but water leaks, freezing temperatures and smoke and carbon monoxide. As smart devices have become more common, […]
In a recent Pittsburgh Post-Gazette article, John Sebak, owner of Sebak Insurance Agency in Natrona Heights detailed a recent claim he dealt with that involved a person working from home who was in a car accident that destroyed his work computer. The question the claim presented was does the employer’s insurance cover the laptop or […]
According to statistics, the United States sees about 1,000 tornadoes every year. These storms end up causing roughly $17 billion damage in property damage each year which is why carrying the proper amount of homeowners insurance is a necessity. Tornadoes can cause life changing damage and if you are uninsured or underinsured you may end […]
Wildfires have ravaged California this year which is leading to hundreds of thousands of residents not being able to find homeowners insurance or if they do, it is an expensive bare-bones policy. Many homeowners have been dropped by their regular insurance company as insurers pull out of the market in certain areas. The problem is […]
A recent Deloitte study found that while consumers remain fairly conservative when it comes to changes in consumer insurance products, they are also open to change, especially ones that give them more flexibility in coverages. The survey queried 1,000 U.S residents about the types of auto, home, and renters’ insurance concepts they’d prefer as well […]
Homeowners in Central Florida will most likely be seeing higher property insurance premiums next year, these increases are the result of a record hurricane season as well as lawsuits. Insurers have requested rate increases from the Florida Office of Insurance Regulation (FOIR) that exceed 30 percent for next year. This year, the skyrocketing premiums are […]
Excited about moving in? Call us for renters insurance quotes: 855-463-8553 If you have a child headed off to college this year, it’s time to put together a list of things to pack up before they move out of your house. While packing up their laptops, clothes, desk and other belongings, you should also check […]
This has been a banner year for severe storms and hurricanes and some communities have been hit hard. All of these storms have reminded many homeowners exactly how important it is to protect their home with insurance. Unfortunately, for much of this type of damage, homeowners must be carrying windstorm insurance in addition to homeowners […]
While buying a house can be exciting, it can also be complicated. Once you have found your perfect house, you will need to find financing and then navigate a minefield of inspections and paperwork. One part of the paperwork that can be confusing is closing costs. The offer you make on the home will spell […]