Homeowners Insurance Blog

Mortgage Payment Relief 2020: Tips & Questions

21 Apr
covid-19-mortgage-payment-relief

Homeowners across the country are suffering as unemployment climbs across all industries, making it difficult for many homeowners to cover all of their bills. The Federal government, as well as some private mortgage companies are offering a bit of help by allowing some homeowners to apply for mortgage relief. While this sounds great, there can […]

New Mortgage Relief for New Jersey Homeowners During Coronavirus Crisis

15 Apr
new-jersey-mortgage-relief

Aerial view of Atlantic City, New Jersey, overlooking Atlantic City Boardwalk and pier. In a recent announcement, New Jersey Gov. Phil Murphy revealed the details of a 90-day grace period for mortgage payments for all New Jersey homeowners that have been financially impacted by the outbreak of the coronavirus. This will allow New Jersey residents […]

North Carolina Residents Could be First for Private Flood Insurance Policy

09 Apr
beaufort-nc-coastal-flood-insurance

Beautiful sunset view of Front Street in Beaufort, the third-oldest town in North Carolina, located in Carteret County North Carolina residents could be some of the first in the country to have a state backed private flood insurance policy as an alternative to the Federal Emergency Management Agency’s National Flood Insurance Program. Insurance Commissioner Mike […]

Review of the Highest Home Insurance Rates

08 Apr
islamorada-coastline

A beautiful view of the Islamorada coastline. Also known by Florida homeowners as the highest homeowners insurance rates in the country. According to a recent Insurance.com rate analysis, the highest homeowner insurance rates in the country are in zip code 33070 which encompasses Islamorada Village of Islands, on Plantation Key in Florida. Second place in this dubious honor […]

Top 10 Home Office Deductions That Lower Tax Rates

31 Mar
home-office-tax-deductions

Many taxpayers are reluctant to take the home office tax deduction because they fear it will result in an audit or increased scrutiny from the IRS. While this is absolutely a possibility, particularly if you take large deductions, if you stick to the standard deductions that you are entitled to receive, it should not result […]

Insurance Payment Relief for Customers in Financial Trouble Due to Job Loss

27 Mar
insurance-relief

Recently, insurance companies have joined other industries in offering relief from insurance payments to customers who are suffering financially due to job losses from the coronavirus. In addition to some auto and homeowner insurance companies offering financial assistance, California has requested that all insurance companies offer at least a 60 day grace period for insurance […]

COVID-19 Could Increase Workers Compensation Claims

26 Mar
working-from-home

As many employees shift to working from home in an attempt to flatten the COVID-19 curve, employers could see an increase in workers compensation claims according to industry experts.  “We’re probably going to see more claims,” said Jeffrey Smagacz, Nashville-based ergonomics practice leader for Marsh LLC said in a recent Business Insurance article.   Employers should […]