The Fourth of July is just around the corner and fireworks are often on the top of the list for this day of celebration. While fireworks can be a fun way to celebrate the holiday, they can also be a hazard. Fires and injuries can spring up and whether or not your homeowners insurance will […]
Homeowners Insurance Blog
Tips to Protect Your Home While on Vacation
Summer time is here and for many of us that means vacation. If you are headed off on a summertime break, make sure that in addition to packing your bags, stopping the mail and booking your accommodations that you take a few steps to help protect your home. According to the FBI, crime rates increase […]
Floridians Concerned about Hurricane Season
A recent AAA survey found that Floridians are becoming more concerned about this year’s hurricane season after four major storms have hit in the past three years, the worst of which was a category five storm last year. Recent storms, Florence, Michael, Harvey, Irma and Maria have caused $200 billion in damages according to Floodsmart.gov. […]
Hurricanes in North Carolina
View of homes along the coast of Kure Beach, North Carolina, USA: Wilmington, NC. Hurricane season is here, and North Carolina Insurance Commissioner is reminding homeowners that now is a great time to put a flood insurance policy in place. North Carolina Insurance Commissioner Mike Causey pointed out in a recent interview that when Hurricane […]
Florida Residents May See Their Homeowners Insurance Rates Go Down
Florida residents may see their homeowners insurance rates go down in the near future as the Governor recently signed an assignment of benefits (AOB) reform into law. This was one of the most heavily lobbied bills in the 2019 session, but it managed to survive and be signed into law. An AOB is when a […]
Great News for Florida Homeowners Insurance Rates
Finally, some good news for Florida homeowners when it comes to the cost to insure their homes. Sunshine State residents have seen their insurance premiums go up dramatically over the last decade. In fact, according to Insurance.com, Florida has the most expensive homeowners insurance premiums in the country with an average premium of $3,575. If […]
Homeowner Insurance Fraud in Florida
Miami-Dade State Attorney Katherine Fernandez Rundle has brought charges against nine people who allegedly organized a homeowners insurance scam. The yearlong investigation found numerous false and exacerbated water damage claims that cost insurance companies over $600,000. The arrests were made after a yearlong investigation named “Operation Rubicon.” The investigation included fraud detectives with the Florida […]
Seven Most Common Questions We Get About Flood Insurance
Even if you live outside of a high-risk flood zone you should consider flood coverage. According to government statistics, over 20 percent of flood claims come from properties outside of high-risk flood zones. Spring is here which brings flood danger to many parts of the country. If you live in an area where flooding is […]
Homeowners Insurance Rates Have Gone Up In Every State
If your homeowners insurance premium has been on an upward trajectory for the last few years, you are not alone. A recent study discovered that homeowners insurance rates have gone up in every state over the last decade and in the midwest the rate increases have been pretty dramatic. The reason for these rate increases […]
7 Home Heating Myths We’d Like to Debunk!
One of the most essential systems in your home is the heating system. It keeps you warm and toasty in the winter but by falling into a few home heating myths you can actually make your system less effective and push up your monthly heating bill. We worked with Logan AC & Heat Services in […]