Homeowners Insurance Blog

The True Cost of Homeownership

12 Oct
Homeownership Cost and Home Buying Tips

Homeownership comes with a variety of advantages. You are investing in a property and gaining equity instead of forking over rent to a landlord every month, you have a house you can call your own as well as a pretty nice tax deduction every year. However, it’s not all upside when it comes to homeownership […]

Does the association’s insurance cover hurricane damages to building exteriors?

27 Sep
St. Petersburg Florida Condo Insurance

Since Hurricane Irma, we have received a number of questions regarding homeowners insurance and what is covered. We thought this week we would look at the question of who pays for damage to the outside of a condominium building and whose insurance covers any damage done to the interior of a unit. This issue came […]

Hurricane Harvey Acts as a Wake-Up Call for California Homeowners

21 Sep
California homeowners and earthquake insurance

According to a recent article in the Los Angeles Times, footage of the damage done by Hurricane Harvey should act as a wake-up call for South California. Harvey is an excellent example of the type of extensive damage and life changing impact that a major weather or earthquake event can have on community. “Both natural […]

Hurricane Irma’s Top Home Insurance Questions & Tips

12 Sep
Homeowners Questions After Hurricane Irma

Hurricane Irma and Harvey have done billions of dollars in damage and if your home was uninsured when the storm hit, you will be on the hook for the cost of rebuilding. In the days leading up to the storms hitting, most insurers stopped writing homeowner and car insurance polices in the areas most likely […]

Update on Irma: Florida’s Home & Flood Insurance Coverage Options

11 Sep
Irma Passing through Florida

Hurricane Harvey has done a massive amount of damage, in fact it is too early to even get a sense of the total costs of this hurricane. Adding insult to injury is the fact that Hurricane Irma is now bearing down on the Florida Keys and parts of mainland Florida. If your home is located […]

How to Match Property Damage Claims & Repairs

31 Aug
Insurance Claims Matching Home Repairs

Imagine this: A hailstorm rolls through town and does serious damage to the siding on your house. The hail only damages one side of your home while the other three are just fine. Your insurance company agrees to replace the damaged siding but when the repairs begin it turns out that the color of your […]

Home Auto Insurance Coverage For Kids Headed to College

24 Aug
Home and Auto Insurance Coverage for College Students

It’s back-to-school time and if your child is headed off to college there are numerous things you will have to do to make sure they have a great college experience. One of those things is making sure they are fully insured while they are studying at college. Making sure your child is properly insured not […]

Why Isn’t Filing a Homeowners Insurance Claim as Easy as Auto Insurance?

15 Aug
Homeowners Insurance Claims Versus Auto Insurance Claims

Most of us file our homeowners insurance policy in the back of the filing cabinet until we need to make a claim. In many cases, that policy will stay in the filing cabinet and out of sight for quite a long time as the majority of homeowners rarely make a claim on their policy. According […]

New Palm Beach County, Florida Flood Map Zoning

08 Aug
Palm Beach, Florida. Amazing aerial view of coastline.

In October, roughly 50,000 Palm Beach County properties will be reclassified as either touching or being in a flood zone, which could dramatically change the cost of their homeowners insurance. However, a new map that was made available this week on a county website is leaving many homeowners confused and unsure about where their property […]