Hurricane season is just around the corner and last year’s extremely active season was a major wake-up call for residents of Florida, North Carolina and other coastal states. In order to help Florida residents make sure they are prepared, People’s Trust Insurance recently released a hurricane preparedness guide to help their customers and homeowners in […]
We love our guns in America. According to statistics, there are roughly 371 million firearms owned by private citizens and domestic law enforcement in the United States. When it comes to firearms and insurance there can be major gaps in your coverage, which can leave you holding the bag if your firearms are stolen, damaged […]
According to a recent survey from the national Association of Insurance Commissioners (NAIC), less than 22% of homeowners view changing weather patterns and disasters as a major factor when updating their homeowners insurance policy. As disasters and severe weather become more and more common, the NAIC recommends that consumers consider the risk these storms present […]
Selling a house can be difficult but it’s a necessity if you are moving your family to a new city or town, or just want a new place to call home. Despite the difficulty, plenty of us will be putting our houses on the market this spring. According to the National Association of Realtors (NAR) […]
Federal flood insurance is expected to get dramatically more expensive for thousands of homeowners who live in the Houston area as Congress overhauls the federal flood program that is currently billions of dollars in debt. The National Flood Insurance Program (NFIP) is $24.6 billion in debt and is struggling to stay solvent. In Harrison and […]
In many cases, jewelry is often the most valuable possession in a household. Unfortunately, due to its small size, jewelry is also one of the more commonly stolen or lost items. Even if your jewelry collection isn’t worth $1 million, if it was lost or stolen you may be on the hook for the majority […]
It’s been a tough storm season in Florida, leaving many people worried that their roof might have hail damage. This has led to some shady roofers to start working with less than honest attorneys to scam homeowners and their insurance companies utilizing the assignment-of-benefits (AOB) clauses that are in most homeowner insurance policies. According to recent […]
Unfortunately, it looks like its going to be rate hike time again when it comes to homeowners insurance in South Florida. Most of the major insurance companies that write policies in the southern part of the state are seeking rate hikes, so be prepared when renewal time rolls around. As an example, People’s Trust, which […]
North Carolina is a beautiful state to live in but homeowners insurance can be expensive, especially if you live near the coast. The average premium for an HO-3 policy, which is considered the standard for single family homes in North Carolina, is $1,008, which is roughly 8 percent lower than the national average of $1,034. […]
As you get older certain expenses tend to rise. Everything from health care costs to insurance can become more expensive. Luckily, when it comes to the cost of car and homeowners insurance there are ways to keep these cost hikes in check. Car Insurance While insurance premiums tend to go up as drivers age, there […]