In Massachusetts, homeowners have been hit hard in the last few years by huge hikes in homeowner insurance rates. Big winter storms and record snowfall have forced insurers to push rates up to cover the cost of the thousands of claims they have received. There have been some concerns by both homeowners and lawmakers as […]
Homeowners Insurance Blog
Great Tips to Deal with Insurance Rate Increases
You just received your latest homeowners insurance bill and are shocked by the number sitting at the bottom of the page. It’s much larger than the last one and you cannot for the life of you understand why your rates have gone up because you have never made a claim on the policy. One reason […]
Homeowners in high fire-risk areas are upset over soaring insurance rates
According to a recent article in the Los Angeles Times, the Stoffan family in Greeley Hill, California has seen their homeowners insurance cost double to $5,100 in a year due to the fire risk in their area. This is despite the fact that they added a 50-foot lawn buffer around the house and even installed […]
Recreational Drones: Do Homeowners’ Insurance Policies Provide Coverage?
Recreational drones, or the more technical name, Unmanned Aerial Systems (UAS) have skyrocketed in popularity in the last few years. As they have literally filled the sky, a debate has been sparked regarding both safety and privacy. Misuse, or the crashing of a drone into another person’s property can result in a huge repair bill […]
Homeowner’s Insurance Went Up? Credit Rating Could be the Problem
As most people are aware, your credit score can have a huge effect on your life these days. Your credit score can positively, or negatively affect everything from the interest rate you are charged on your mortgage to a background check for a new job. In addition, it can have a huge effect on your […]
Does homeowners cover your college students belongings?
It’s time for the parents of college bound students to start feeling the pain of separation. As August winds down cars filled to the brim with laptop, tablets, printers, and beanbag chairs are headed down the highway towards campus. It seems like college students have more and more stuff to haul with them every year. […]
What Really Goes Into Your Monthly Mortgage Payment?
Buying a house is probably one of the biggest financial commitments you will make in your life. While your mortgage payment will make up a considerable portion of the monthly costs related to your new home, there will be additional expenses that you will need to consider before you plunk down your earnest money and […]
Tips to Protect Your Home from Hurricanes in 2015
We are smack dap in the middle of hurricane season and if you live in an area where hurricanes are likely, preparing your home and family for the big one is important. Hurricanes can cause a tremendous amount of damage in a very short period of time. The costliest hurricane ever recorded, Hurricane Katrina in […]
New Homeowners, It’s Time for an Insurance Checkup
There are few things more exciting in life than buying a house. When they hand over the keys to your brand new home the thrill can be intoxicating but don’t let all of the excitement go to your head, reviewing your home insurance needs have never been more important. In most cases, your new home […]
Low-Cost Home Security Options to Keep Out Thieves
While having a professionally installed and monitored security system will definitely keep your home safe and secure, it will also drain thousands of dollars out of your bank account. Despite what security system salespeople will tell you, there are many low cost ways to help keep your home and belongings safe, as long as you […]