Make no mistake, Do It Yourself (DIY) projects can be dangerous. While it always tempting to do a project yourself to save money, there are some projects that are best left to the professionals. According to the Home Safety Council, one in five DIY-ers ends up in the hospital due to an accident while renovating […]
Finding the perfect house, getting a mortgage and moving in are just the start of the expenses you will have to deal with as a brand new homeowner. The actual amount that you will have to pay above and beyond the mortgage payment will vary but a new analysis by Zillow and Thumbtack discovered some […]
Homeowners insurance can be a bit confusing and like all type of insurance there are a number of myths and misconceptions floating around. A misunderstanding or not having a complete grasp of your coverage can be a very expensive mistake. Believing you are covered for something, and finding out that is not the case when […]
Household pests can take many forms. Everything from termites to mice, raccoons, birds, bats and rats just to name a few. While most of them are small, they can cause serious damage to your house, damage that will probably not be covered by your homeowners insurance. Insurance companies consider the majority of pest infestations and […]
Experts have been saying for years that one of the best ways to save money on your homeowners insurance is to raise your deductible. A new study commissioned by InsuranceQuotes.com confirms this advice, but the savings can vary dramatically depending on what state you call home. The study used a hypothetical two-story family home, which […]
Summer time means barbecues and outdoor fun. Unfortunately, some BBQs end badly. According to the U.S. Fire Administration, about 10 people will die, 100 will be injured and $37 million in damages will occur during the 5,700 grill fires that take place every year. Many people will also be burned, some severely, by grill fires. […]
Trees fall for all kinds of reasons. Severe weather, construction or just old age can topple a tree and if one of your trees hits your neighbor’s house, car or other property, you can be held liable. Whether you are responsible or not often depends on why the tree fell in the first place. Legally, […]
Tucked away in your mortgage, hidden in the small print, is a little surprise that could cost you big, but only if you fail to keep your homeowners insurance premiums up to date. Every mortgage ever written specifies that the homeowner must carry homeowners coverage in certain dollar amounts. In most cases the house must […]
Spring and summer are big moving seasons. The weather is warming up, the sun is out, and you have decided to find a new address. When researching a new city or town it is important that you understand what living in your perfect location will truly cost. While renting an apartment or buying a house […]
On April 1st, the National Flood Insurance Program started issuing new rates on personal flood insurance policies and premiums are headed up for most homeowners The Federal Emergency Management Agency (FEMA) is in charge of managing the program and claims the premium increases are necessary to get the program back on solid footing. The program […]