Luxury California coastal home perched on a cliff along the central coast. Homeowners insurance is a necessity for most of us and while it is a must have, its never fun writing out that monthly premium check. As long as you have a mortgage on your California home, your lender will require that you carry […]
California has been experiencing more frequent, and much more destructive wildfires in recent years. In fact, of the 20 worst wildfires to ever hit the state, four of them happened last year, resulting in $12.6 billion in insurance claims. This year has not been much better with the Mendocino Complex Fire, which was the largest […]
Another historic year of wildfires and the incredible damage they do could make it harder for California homeowners to find affordable insurance or in some counties, any insurance at all. According to the California Department of Insurance, several major insurance companies have stopped writing new policies and are no longer renewing policies in the most […]
Earthquakes are scary, frustrating and very expensive if your home happens to be in the path of a big one and you are not carrying earthquake coverage. In California, premiums for earthquake insurance can be sky high, which has resulted in the majority of homeowners opting out of this extremely important overage. This can end […]
According to the U. S. Geological Survey, the recent earthquake in the San Francisco Bay area, which registered 6.0 on the magnitude scale, is estimated to have caused roughly $1 billion in economic losses. Much of the damage was suffered by homeowners and unfortunately, many of them were not covered. The quake injured more than […]
As we move into wildfire season we thought it would be helpful to look at how you can prepare your home and property to defend against wildfire damage. Wildfire season starts in late spring, extends into late fall and causes billions of dollars in damage every year. Properly preparing your house can mean the difference […]