We love our guns in America. According to statistics, there are roughly 371 million firearms owned by private citizens and domestic law enforcement in the United States. When it comes to firearms and insurance there can be major gaps in your coverage, which can leave you holding the bag if your firearms are stolen, damaged […]
In many cases, jewelry is often the most valuable possession in a household. Unfortunately, due to its small size, jewelry is also one of the more commonly stolen or lost items. Even if your jewelry collection isn’t worth $1 million, if it was lost or stolen you may be on the hook for the majority […]
As you get older certain expenses tend to rise. Everything from health care costs to insurance can become more expensive. Luckily, when it comes to the cost of car and homeowners insurance there are ways to keep these cost hikes in check. Car Insurance While insurance premiums tend to go up as drivers age, there […]
Home insurance can be a complicated subject and there are a variety of myths out there that can make the subject even more confusing. Here are a few of the most common myths related to homeowners insurance as well as the myth busting facts for each one. Home Insurance is Mandatory: While certain auto insurance […]
The New Year is just around the corner, which makes it a great time to review your insurance policies. Your insurance coverage should be updated and reevaluated on a yearly basis and the start of a brand-new year is a great time to complete this chore. There are a number of different circumstances that can […]
While the majority of homeowners still purchase flood insurance through the National Flood Insurance Program, which is administered by the Federal Emergency Management Agency, private flood insurance options are becoming more common in the marketplace. A standard homeowners policy doesn’t offer protection for flood damage so it is important that a homeowner that lives in […]
In the past, reverse mortgages were often considered a last resort to drum up some cash and they had a bit of a bad reputation but that has changed in the last few years as reverse mortgages have become more mainstream and are being used a financial planning tool for homeowners. Reverse mortgage actually date […]
Homeowners insurance is a necessity and in most cases its required by the bank or mortgage company that holds your note. While your homeowners coverage protects your home from a number of perils, as well as offering liability coverage if someone is injured at your home, it doesn’t protect you in every situation. In fact, […]
It has been 11 years since Florida suffered a Hurricane strike. Unfortunately, that lucky streak recently ended when Hurricane Hermine came home to roost. Luckily, Hermine will only have a modest impact on the property insurance industry in the Sunshine State according to industry experts. Hermine weakened to a tropical storm as it continued its […]
Suffering damage to your home is never fun and making a major claim on your homeowners insurance can be downright painful. It is usually costly, complicated and in many cases frustrating but in the end it is good to know that your home will be repaired thanks to your homeowners insurance policy. When it comes […]