Tag Archives: coverage

2023 Hurricane Idalia – Clean Up Begins & What Now for Florida Homeowners

08 Sep
Hurricane,Idalia,Destroyed,House,In,Florida,Residential,Area.,Natural,Disaster

Hurricane Idalia recently made landfall in Big Bend as a Category 3 storm, killing at least three people in Florida before moving onto Georgia and other East Coast states before it weakened into a tropical storm. The storm left over 330,000 people without power. In recent years, Florida communities have been hit by a string […]

The Perception of Home Insurance Fraud in Florida: Unraveling the Skepticism

24 May
Feeling,Exhausted.,Frustrated,Young,Beard,Man,Massaging,His,Nose,And

Florida, renowned for its stunning coastline and warm weather, has long been a popular destination for homeowners. However, amidst the tranquil palm trees and sandy beaches, a notable segment of Floridians holds a deep-seated skepticism towards home insurance companies. While it is essential to acknowledge that not all residents share this sentiment, it is worth […]

How can I get home insurance after non-renewal letter?

12 May
Happy,Couple,Of,Tenants,,Homeowners,Doing,Domestic,Paperwork,,Reading,Paper

In most cases, when your homeowners insurance policy nears its end date, your insurer will send you a renewal notice to continue your coverage. However, in some situations, you could receive a nonrenewal notice which means your insurance company is no longer interested in having you as a customer.  If your insurer chooses not to […]

Best Way to Read Your Home Insurance Policy

02 Feb
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Purchasing home insurance is an absolute necessity and is an important part of your financial portfolio as a homeowner. Understanding the coverages that your policy provides is also extremely important.  While a home insurance policy can seem complicated, they are typically pretty standard and not that mind bending if you have a basic understanding of […]

What is a Homeowners Association (HOA) Insurance Policy?

18 Nov
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If you live in a development that has a Homeowners association (HOA), you already know they are designed to maintain the shared community parks, playgrounds and even swimming pools. However, a HOA comes with a fee that can be monthly, quarterly or even yearly. These HOA fees are used to cover repairs or upgrades to […]

Uninsured Flooding from Hurricane Ian was a Nightmare for Florida Homeowners

20 Oct
Hurricane,Ian,Flooded,Houses,In,Florida,Residential,Area.,Natural,Disaster

Hurricane Ian caused massive damage when it came ashore in southern Florida. One of the most damaging features of Ian was the storm surge which left behind tons of mud, water, muck, and mold where water rushed into homes.  Unfortunately, many Floridians are not carrying a separate flood insurance policy to help cover the cost […]

What is the difference between home insurance and hazard insurance?

10 Oct
Woman,Surprise,Showing,In,Different,Directions,On,You,Product,.beautiful

Insuring your home can be confusing, there are dozens of insurers to choose from and while most insurance policies are pretty standard, there can be differences. One issue that crops up is the difference between homeowners insurance and hazard insurance. If you are currently shopping for coverage and wondering how hazard insurance is different than […]