The Insurance Information Institute (III) recently issued a press release that looks at both the number of lightning related claims as well as the cost of those claims. They found that for the second consecutive year, the number of lightning related claims decreased but the average cost per claim actually increased. When the I.I.I ran […]
Beautiful sunset view of Front Street in Beaufort, the third-oldest town in North Carolina, located in Carteret County North Carolina residents could be some of the first in the country to have a state backed private flood insurance policy as an alternative to the Federal Emergency Management Agency’s National Flood Insurance Program. Insurance Commissioner Mike […]
Despite the fact that the coronavirus pandemic is not going to damage or destroy your home like a tornado or hurricane it may have an impact on how you pay for the policy, coverage levels and how you make a claim. Here are just a few issues that may crop up with your homeowners or renter’s […]
Your home is usually your most valuable asset and protecting it with insurance is a necessity. However, homeowners insurance can be confusing and understanding the various components is important to make sure you are fully protected. Here are a few things to look at when shopping for an insurance policy: Replacement Vs. Actual Cash Value […]
A business owners insurance policy, which is also known as BOP insurance, is a policy that combines business liability and property insurance in one easy to purchase package. It is a popular coverage with small and medium sized businesses. It can be useful for businesses such as retail stores, contractors, restaurants and even wholesalers. Just […]
Renovating your home can be both thrilling and scary. It’s always fun to dream up a new look for your house and then watch it come into focus as the changes become reality. Renovations are often filled with anxiety, changes to the design and unpleasant surprises behind the walls. They can also come with damage […]
Halloween can be a blast, trick or treating, handing out candy to all of the neighborhood ghouls and just seeing the various costumes that come to your door. Unfortunately, Halloween can also bring out teens who like to add vandalism and property damage to their trick or treat routine. In addition to worrying about vandalism, […]
Collectibles can increase in value over time until they are worth a significant amount of money. This can include a wide variety of collectibles, everything from comic books, wines, cigars, sports memorabilia, movie props, coins, art and jewelry can appreciate over time until they are worth a small fortune. These types of assets really need […]
Buying a house is a lot of work, and once you have found the perfect home you want to protect it with insurance. In addition to your homeowners policy, a title insurance policy will help protect your investment. Here is a quick overview about title insurance and why you need it to fully protect your […]
Hurricane Dorian approaching the Carolinas – September 5, 2019 Hurricane Dorian did major damage in the Bahamas and is currently lashing out at the Carolinas. If your home has been damaged or destroyed by Dorian or another major weather event, you probably have questions about just what your homeowners insurance will cover. We are here […]