Tag Archives: deductible

North Carolina Coastal Home Insurance: What You Need To Know!

08 Mar
Coastal North Carolina Home Insurance

North Carolina is a beautiful state to live in but homeowners insurance can be expensive, especially if you live near the coast. The average premium for an HO-3 policy, which is considered the standard for single family homes in North Carolina, is $1,008, which is roughly 8 percent lower than the national average of $1,034. […]

Older Drivers, Homeowners May Be Able to Lower Home/Auto Insurance Costs

06 Mar
Home Auto Insurance Discounts

As you get older certain expenses tend to rise. Everything from health care costs to insurance can become more expensive. Luckily, when it comes to the cost of car and homeowners insurance there are ways to keep these cost hikes in check. Car Insurance While insurance premiums tend to go up as drivers age, there […]

Ways to Prevent Package Theft This Christmas

18 Dec
Avoid package theft this Christmas

The Christmas season is upon us and that means presents, lots and lots of presents. Shopping online has reached epic proportions with UPS estimating in 2015 that it shipped 630 million packages during the holiday season. Unfortunately, not everyone’s package will arrive, or more accurately, it will arrive and will then be promptly stolen from their […]

Home Insurance Deductible Savings Vary by State

28 Jul
Increasing Your Home Insurance Deductible

There are many ways to lower your homeowners insurance premium but one of the best ways is to raise your deductible. Unfortunately, according to a study by insurancequotes.com, the benefit of raising your deductible can vary dramatically, depending on what state you call home. The difference in savings can be astounding, with North Carolina residents […]

Complete Guide to Hurricane Insurance

27 Jun
Hurricane Protection and Coverage Guide

Your home is not only the place where you live, raise a family and make memories, in most cases it’s also your biggest and most valuable investment. Properly protecting this investment is a necessity and homeowners insurance can help make sure your home is rebuilt in the event of a disaster. While homeowners insurance offers […]