The roof on your house provides shelter, moves water or snow off your house and protects you from the elements. It is an essential part of any house and should be properly maintained and replaced when it has reached the end of its useful lifespan. Replacing a roof can be confusing and expensive. What many […]
The North Carolina Rate Bureau (NCRB) recently proposed a homeowners insurance rate increase that local officials across the state are claiming is unfair, especially in coastal areas. The NCRB filed a rate increase request on December 20ththat proposes a statewide 17.4 percent rate increase for homeowners insurance. The rate increase would cover residential property, tenants […]
It’s been a tough winter in many areas across the country. In fact, at one point this winter, roughly two-thirds of Americans were in an area that was below freezing and in many cases, well below zero. This type of cold can do some serious damage to your home. Everything from cracked windows to burst […]
A family in Florida enjoying the beautiful weather and backyard pool experience. If you own your home free and clear or are just about at the end of your mortgage, you may be looking forward to the day you can call your homeowners insurance company and cancel your policy forever. While this may seem like […]
ValuePenguin recently analyzed the cost of housing in major Florida cities and found that some cities in the Sunshine state are much more affordable than others. Housing costs varied by a mind boggling 161 percent with Lakeland being the most affordable, housing costs there run $7,992 a year while Coral Springs costs a whopping $20,868 […]
While the majority of insurance experts recommend shopping your insurance coverage on a yearly basis (that is still solid advice) staying loyal to your current insurer can also be a great way to save some coin. Shopping your coverage is a great way to make sure you are getting a fair price on your coverage […]
Summer is in full swing and that is often the time to get out and make some improvements to your home. Home improvements can range from small things like installing a fence to major projects like putting on a new roof. Home improvements not only make your home more functional, they may help you put […]
Gavop, a real estate, housing news, and research service recently examined the latest information being released from the Florida Office of Insurance Regulation and found that insurers across the state (but especially in the Miami-Dade area) are charging drastically different premiums for homes that fall into the same value range and location. In the Miami-Dade […]
It’s possible that the recent tax cut bill passed by Congress could end up lowering your insurance rates as well. Two separate consumer groups are calling for a premium cut for consumers and businesses across the nation. They are asking for an average 5% premium decrease because the new tax bill has slashed the corporate […]
Roughly a decade ago hurricane Charley, Francis, Ivan and Jeanne hit the coast of Florida in one year and caused $45 billion in property damage. As a result many of the nations largest insurance companies pulled out of the Florida market altogether. There were a number of years before they returned, and premiums were definitely […]