Homeowners insurance is boring. It’s a product that is absolutely necessary but one that has changed very little over the years which is why the introduction of Lemonade Insurance to the marketplace has made such a splash. Lemonade Insurance has gotten a lot of press lately, it’s being touted as the next step in homeowners […]
Tag Archives: discounts
Older Drivers, Homeowners May Be Able to Lower Home/Auto Insurance Costs
As you get older certain expenses tend to rise. Everything from health care costs to insurance can become more expensive. Luckily, when it comes to the cost of car and homeowners insurance there are ways to keep these cost hikes in check. Car Insurance While insurance premiums tend to go up as drivers age, there […]
Can I get a discount on my homeowners insurance for using a smart home device?
According to data released by NTT Data, which is a top 10 global business and IT service provider, roughly 2 out of 3 homeowners insurance customers in the United States would be willing to change insurance companies if they could get a discount on their policy for using smart home devices. Smart home devices, which […]
Reviewing Insurance Coverage in the New Year
The New Year is just around the corner, which makes it a great time to review your insurance policies. Your insurance coverage should be updated and reevaluated on a yearly basis and the start of a brand-new year is a great time to complete this chore. There are a number of different circumstances that can […]
Easy Ways to Save Money on Homeowners Insurance
Homeowners insurance is a necessity, but it can also be expensive. According to a recent study, the cost of homeowners insurance has increased about 50 percent over the last decade. Currently, the average annual policy price has hit $952 with some states coming close to an average price of $2,000 a year. We all want […]
Do I need personal property insurance?
We all have lots of personal possessions, in many cases, we have far too many. Making sure your personal property is protected in the event of a fire or major weather incident is important as very few of us could afford to replace all of our “stuff’” out of pocket. While homeowners insurance does offer […]
Travelers Offers Discount for Smart Home Devices
The Travelers Companies Inc. (Travelers Insurance) are now going to provide a discount on homeowners insurance to eligible customers that have installed qualifying smart home devices, according to a recent press release. The new discount is called Protective Device and smart smoke detectors, carbon monoxide detectors and security systems that alert homeowners via their cell […]
Pros and Cons of Homeowners Insurance
If you have recently paid off your mortgage or bought a house for cash, you may be considering dropping your homeowners insurance. While dumping your homeowners insurance will certainly put a few bucks in your pocket every month, in the long run it can be a very dangerous gamble. The majority of us don’t have the […]
Low-Cost Home Security Options to Keep Out Thieves
While having a professionally installed and monitored security system will definitely keep your home safe and secure, it will also drain thousands of dollars out of your bank account. Despite what security system salespeople will tell you, there are many low cost ways to help keep your home and belongings safe, as long as you […]
Owning a home makes you a better driver
Are homeowners safer drivers? It seems possible according to a new study by Insurance.com. The data shows that homeowners tend to file fewer auto insurance claims then non-homeowners. The majority of auto insurers take homeownership into account when determining rates for new customers. In almost all cases, homeowners will pay less than renters for auto […]