Owning a home is huge financial commitment. There is the cost of the mortgage as well as maintenance costs and the cost of insuring your home. When it comes to insurance, the price you pay for coverage can vary dramatically depending on the variety of factors. Insurers consider the location of your home, the cost […]
The roof is one of the most functional and important parts of your home. It helps keep you safe, dry and out of the weather which is why making sure it is properly protected by your homeowners insurance is key. There are a few things you should know about roof coverage to make sure you […]
Home automation can quickly turn your humble homestead into a “smart home” that can warn you, or your insurer that your alarm system has not been turned on or the front door has been left open. As houses become smarter, insurers are considering the opportunities that home based telemetric devices offer for accessing and monitoring […]
There are times when it pays to be a bit older. One of those times is when you are shopping for homeowners insurance. Getting older can help lower your premiums so if you recently hit 50 or retired, it might be time to shop your home insurance around. Here are just a few discounts that […]
Summertime is the perfect season to do some work on your house. Whether you are considering a major renovation, or a small remodel, one of the first questions you should ask is, will this add value to my home? Home remodels carry a number of benefits, they give a house a fresh look, make it […]
Homeowners in Mobile (Alabama) have a new ally in their fight against burgeoning home insurance premium rates that are partly affected by the perceived fire risk of their properties. The city of Mobile and the local fire departments have ramped up efforts to bring down the fire risks in the city so that homeowners can […]
According to the North Carolina Department of Insurance, there are quite a few different types of home insurance coverage plans for protecting a real estate property, the various other structures within its premises, and the personal valuables inside the buildings. The latter type of coverage plan, Coverage C, protects homeowners from loss of personal property […]