Tag Archives: home insurance rates

What Californians Need to Know About Earthquake Insurance

24 Mar
Californians, this is what you need to know about earthquake insurance

Earthquakes are scary, frustrating and very expensive if your home happens to be in the path of a big one and you are not carrying earthquake coverage. In California, premiums for earthquake insurance can be sky high, which has resulted in the majority of homeowners opting out of this extremely important overage. This can end […]

Homeowners Insurance Survey Shows a Drop Due to Claim Satisfaction

09 Mar
JD-Power-2016-US-Property-Claims-Satisfaction-Survey

According to a recent J.D. Power and Associates report, satisfaction among homeowners who have made claims on their homeowner polices has declined for the first time in five years. The J.D. Power survey included over 5,700 homeowners who made a property claim on their homeowners insurance in 2014 and 2015. Satisfaction levels range from 837 […]

Your Homeowners Insurance Can Help with Blizzard Damage

04 Feb
New York Blizzard - 2016

East Coast residents who are still digging out from the recent epic blizzards will be happy to know that most of the damage caused by winter storms are covered by their homeowners insurance policy. The Blizzard of 2016 was one of the biggest storms the East Coast has ever seen. Washington, D.C., Baltimore and New […]

Home Tips for Dealing with Texas Storm Damage

21 Jan
Tornado and Explosion Near Dallas

Recent storms that raged across North Texas hit the area with blizzard conditions and numerous tornadoes. According to the National Weather Service, an EF4 tornado went through Garland and an EF3 tore up much of Rowlett. Copeville was also the victim of severe weather with an EF2 twister hitting town. Smaller tornadoes were also reported […]

Drone Gifts May Become a Home Insurance Problem This Christmas

23 Dec
Drone problems for homeowners insurance coverage.

If you are getting, or giving a drone for the holidays you may want to contact your home insurance agent before sending it up into the air for the first time. According to industry experts, drone sales are expected to come in at more than $100 million dollars in 2015. The Federal Aviation Administration (FAA) […]

Massachusetts to Investigate Homeowners Insurance Rate Increases

30 Sep
Snowstorm view from Prudential Tower at dusk in downtown Boston.

In Massachusetts, homeowners have been hit hard in the last few years by huge hikes in homeowner insurance rates. Big winter storms and record snowfall have forced insurers to push rates up to cover the cost of the thousands of claims they have received. There have been some concerns by both homeowners and lawmakers as […]

Homeowner’s Insurance Went Up? Credit Rating Could be the Problem

02 Sep

As most people are aware, your credit score can have a huge effect on your life these days. Your credit score can positively, or negatively affect everything from the interest rate you are charged on your mortgage to a background check for a new job. In addition, it can have a huge effect on your […]

Why Do Homeowner Insurance Deductibles Vary by State?

04 Jun

Experts have been saying for years that one of the best ways to save money on your homeowners insurance is to raise your deductible. A new study commissioned by InsuranceQuotes.com confirms this advice, but the savings can vary dramatically depending on what state you call home. The study used a hypothetical two-story family home, which […]

The Average Cost of Homeowner Insurance. Are You Paying Too Much?

07 Apr

In the last couple of years the cost of homeowners insurance has been going up for just about everyone. The National Association of Insurance Commissioners (NAIC) found that nationwide, premiums jumped up 7.6 percent in 2011 and another 5.7 percent in 2012. This translates into a $137 bump in just two years. Where You Live […]