If you have recently paid off your mortgage or bought a house for cash, you may be considering dropping your homeowners insurance. While dumping your homeowners insurance will certainly put a few bucks in your pocket every month, in the long run it can be a very dangerous gamble. The majority of us don’t have the […]
In the last year Pennsylvania homeowners have seen the cost of flood insurance continually rise. Luckily, the state is working to help homeowners find more affordable flood policies. After the 2011 floods in Dauphin County, flood maps were redrawn which puts some homeowners who had previously not fallen within flood boundaries, into a floodplain. This […]
Americans love their pets, according to a recent survey by the American Pet Products Association, roughly 80 million homes have at least one pet. Dogs tend to be the big winner in the pet wars. In 2014, a total of 54 million households in the U.S. had a dog as a pet. While pets are […]
Shopping for a house can be a difficult and stressful time and in some cases it is possible to forget a few key things during the process. Before you make an offer and sign your name on the dotted line there are a few questions that you should ask your real estate agent and the […]
Recent storms that raged across North Texas hit the area with blizzard conditions and numerous tornadoes. According to the National Weather Service, an EF4 tornado went through Garland and an EF3 tore up much of Rowlett. Copeville was also the victim of severe weather with an EF2 twister hitting town. Smaller tornadoes were also reported […]
Everybody has a credit score these days and it can have a huge impact on your financial life. A good or bad score can affect everything from the rate you pay on a mortgage to the cost of insuring your home. Achieving, and maintaining a good credit score takes work and financial discipline but the […]
When it comes to homeowners insurance there are some perils that are not covered and others that use a different deductible formula. Clearly understanding your policy is key to making sure you are fully protected in the event that disaster strikes. Here are a few common items that are not covered by a standard homeowners […]
If you are getting, or giving a drone for the holidays you may want to contact your home insurance agent before sending it up into the air for the first time. According to industry experts, drone sales are expected to come in at more than $100 million dollars in 2015. The Federal Aviation Administration (FAA) […]
According to a survey by the Independent Insurance Agents and Brokers of America, one third of all homeowners are unaware that they can be found legally liable if an intoxicated guest from their holiday party causes a car crash. In most states, the courts will rule against holiday party hosts where alcohol is provided to […]
The Christmas season is now upon us, the stockings are hanging from the mantel and gifts are piled up under the tree. While nobody ever thinks they are going to be the victim of Christmas crime, it happens more often than you think. Regardless of whether your Christmas presents are stolen from under the tree […]