Texas is currently the third most expensive state for homeowners insurance in the nation. Annual premiums average roughly $1,745 a year. Unfortunately those costs are set to climb even higher in the near future. Statistics released from The Texas Department of Insurance shows that the average premium for homeowner’s insurance policy climbed more than 26% […]
In most cases, your home is both your biggest and most valuable asset. Protecting this valuable asset is a necessity and the best way to do that is to have a comprehensive homeowners policy. A homeowners policy helps cover the cost of rebuilding your home and replacing your possessions it they are destroyed due to […]
While Hurricane Patricia didn’t amount to much in the end, it started out as the strongest hurricane on record, making it a stark reminder that living at the beach can be dangerous. It is important for anyone contemplating a move to the beach to think about all of the factors that can impact your safety […]
According to a recent article in the Los Angeles Times, the Stoffan family in Greeley Hill, California has seen their homeowners insurance cost double to $5,100 in a year due to the fire risk in their area. This is despite the fact that they added a 50-foot lawn buffer around the house and even installed […]
Recreational drones, or the more technical name, Unmanned Aerial Systems (UAS) have skyrocketed in popularity in the last few years. As they have literally filled the sky, a debate has been sparked regarding both safety and privacy. Misuse, or the crashing of a drone into another person’s property can result in a huge repair bill […]
It’s time for the parents of college bound students to start feeling the pain of separation. As August winds down cars filled to the brim with laptop, tablets, printers, and beanbag chairs are headed down the highway towards campus. It seems like college students have more and more stuff to haul with them every year. […]
Make no mistake, Do It Yourself (DIY) projects can be dangerous. While it always tempting to do a project yourself to save money, there are some projects that are best left to the professionals. According to the Home Safety Council, one in five DIY-ers ends up in the hospital due to an accident while renovating […]
Homeowners insurance can be a bit confusing and like all type of insurance there are a number of myths and misconceptions floating around. A misunderstanding or not having a complete grasp of your coverage can be a very expensive mistake. Believing you are covered for something, and finding out that is not the case when […]
Household pests can take many forms. Everything from termites to mice, raccoons, birds, bats and rats just to name a few. While most of them are small, they can cause serious damage to your house, damage that will probably not be covered by your homeowners insurance. Insurance companies consider the majority of pest infestations and […]
Trees fall for all kinds of reasons. Severe weather, construction or just old age can topple a tree and if one of your trees hits your neighbor’s house, car or other property, you can be held liable. Whether you are responsible or not often depends on why the tree fell in the first place. Legally, […]