Imagine this: You are hosting the annual neighborhood Christmas party and one of your guests slips and falls on your icy sidewalk. They are severely injured, requiring a month of hospitalization along with substantial physical therapy. Before you know it, a lawsuit is filed and you are on the hook for a couple of million […]
While solar panels are not yet a mainstream source of power there are getting much closer. More and more people are putting panels on their roof to power their homes and even sell power back to the local utility. According to GTM Research, a new solar system was installed every four minutes in 2013, and […]
Homeowner’s insurance will protect you from a variety of losses and damage. Everything from fire, theft, storm damage and injuries on your property will be covered by your policy. In order to provide this protection, insurers rely on an accurate assessment of your home. They have to take into account all risks associated with your […]
The day that you close on a new house is unforgettable. It’s always exciting and a bit nerve wracking. At the end of the day you will get the keys to your dream house, but before that happens there are tons of papers to initial and sign as well as dozens of things to arrange. […]
Young renters across the country, from Atlanta, Georgia to Los Angeles, California are not carrying renters coverage and many of them are completely unaware of the benefits it provides. A recent study by Nationwide Insurance found that while millennials are renting houses and apartments in record numbers, the majority of them, roughly 56 percent, do […]
This week is National Termite Awareness Week so we thought we would have a look at what type of damage these nasty, voracious little creatures can do to your home and if it is covered by your homeowners insurance. Termites can be found in dozens of states but Southern California has a heavy concentration of […]
The Florida real estate industry, as well as buyers and sellers of Florida property, are excited about a plan that will scale back the changes to the National Flood Insurance Program which have sent premiums skyrocketing. Huge premium increases have had a dramatic affect on Florida, North Carolina, and Georgia real estate, making the cost […]
According to the recently released results of the J.D. Power 2014 Property Claims Satisfaction Study the best way to keep homeowners happy during the claims process is to keep them apprised from start to finish. Satisfaction among homeowners who filed a claim on their homeowners policy between April 2012 and January 2014 averaged 840 on […]
Is your home sitting in the middle of a flood zone, on a fault line or in the middle of tornado alley? If so you may be looking at a hefty home insurance bill because your home will be considered high-risk. High-risk homes come in all shapes and sizes and the risk factors vary depending […]
Being a homeowner is a big responsibility and one thing you can’t afford is to get caught up in a scam. Dishonest contractors, locksmiths, and other scammers are more common than you would imagine, and if you have the bad luck of falling for one of their schemes, the results can be both messy and […]