There are times when it pays to be a bit older. One of those times is when you are shopping for homeowners insurance. Getting older can help lower your premiums so if you recently hit 50 or retired, it might be time to shop your home insurance around. Here are just a few discounts that […]
Tag Archives: home insurance
The Coverage Limits Under the National Flood Insurance Program
It seems that people who live along the Atlantic Ocean and Gulf of Mexico coasts of the United States have to endure hurricanes and tropical storms almost throughout the year. The Atlantic hurricane season lasts for about six months of the year from June till the end of November and peaks during the middle of […]
Dogs Affect Insurance Rates
If you are looking to adopt a dog in the near future, better call your insurance agent before you bring your new family member home. Depending on the breed, its very possible that your insurer will cancel your homeowners policy, or jack your rates way up. Bringing a dog into the mix is just like […]
Is My Home Based Business Covered Under My Home Insurance Policy?
Home-based businesses have grown more and more popular over the past several years. Statistics show that a new home-based business is started every 12 seconds and that there are currently 38 million of them in America. These businesses generate $427 billion every year and while working from home is a dream for many people, it […]
A House-Hunter’s Insurance Guide to High-End Mobile (AL) Homes
The real estate scene in Mobile (Alabama) is displaying a curious trend and quite unlike what is right now prevalent in most other regions of the United States. The housing market here has failed to make an appreciable recovery following the recession and the average home price in the state has actually decreased by three […]
Surveying Crime Rates to Gauge Home Insurance Premiums in Raleigh (NC)
According to the North Carolina Department of Insurance, there are quite a few different types of home insurance coverage plans for protecting a real estate property, the various other structures within its premises, and the personal valuables inside the buildings. The latter type of coverage plan, Coverage C, protects homeowners from loss of personal property […]
Top Tips For Homeowners That Want To Save Money
You have invested a lot of time and energy to make your house into your home so protecting it should be a top priority. Homeowner’s insurance can be expensive but not carrying the proper coverage levels can be devastating if you experience a catastrophic event. Saving money on your insurance premiums does not have to […]
Top 5 Losses Homeowners Insurance Will Not Cover
Home insurance is designed to cover a broad range of perils that are associated with owning or even renting a home. A great example of a peril would be theft or a fire or any event that can cause damage to your home. Home insurance in North Carolina is not required by law, but if […]
Will My Insurance Policy Cover the Damage if a Tree Falls on My House in Columbia?
The hurricane season is well underway in the Atlantic and Caribbean coasts of the United States and according to a weather prediction report published in The Charlotte Observer, this year there are more-than-average chances of landfall in the South Carolina region. Residents of Columbia (South Carolina) had a peek of things to come with the […]
Raleigh (NC) Homeowners Gear Up to Pay More in Premiums
The new home insurance rates for property owners in Raleigh (North Carolina) have just been put into place, from the 1st of July 2013. In this context, it is worth mentioning that the Insurance Commissioner of North Carolina had approved a seven percent average rate hike on homeowners’ insurance policies across the state this year […]