Saint Simons Island, Georgia is a beautiful family friendly area amongst the barrier islands. Paying for homeowners insurance is never fun but for most of us it is a necessity. If you have a mortgage on your property your lender will require that you carry a homeowners policy in order to protect their investment. However, […]
A family in Florida enjoying the beautiful weather and backyard pool experience. If you own your home free and clear or are just about at the end of your mortgage, you may be looking forward to the day you can call your homeowners insurance company and cancel your policy forever. While this may seem like […]
State officials in Colorado recently announced that the number of residents whose homes are at risk from wildfires has risen roughly 45 percent in the last five years. This astounding number is the result of a booming population and the changing use of agricultural land. According to the Colorado State Forest Service, 2.9 million people […]
The holiday season is upon us and while that usually means family and friends getting together to eat, drink and be merry, it can also lead to fires, food poisoning and even car accidents. You can ultimately be responsible for medical costs and find yourself the target of a lawsuit if disaster strikes. Luckily, in […]
The latest estimates put the property damage totals from Hurricane Florence at $17 to $22 billion and unfortunately the pain is not going to stop there for many homeowners. The aftermath involves cleaning up, filing insurance claims and rebuilding or repairing their home and lives. Adding to the bad news is the fact that the […]
Hurricane Florence did a massive amount of damage to the Carolina’s and homeowners are just starting to dig through the aftermath. While insurance should help homeowners rebuild, a couple of state tax rules could help homeowners save a bit of money and get back on their feet quicker. Here are a couple of tips offered […]
Over the last few years Colorado residents have seen their insurance rates headed up. According to industry data, rates for homeowners have gone up 67 percent while drivers have seen rates climb 52 percent. Unfortunately, due to three hailstorms that hit the Front Range recently, insurance costs could be going up again. The recent hailstorms, […]
Firearms can be tricky when it comes to homeowners insurance. While most insurers are not concerned whether you own a gun or not, there can be coverage issues if you accidentally shoot someone, leaving you on the hook for medical bills and the cost of any lawsuits. Below is what you need to know about […]
If you recently purchased a drone for recreational purposes you may be wondering if your homeowners insurance protects your latest toy. Drones often come with a bit of learning curve and if you manage to put your new drone through a neighbors window or it ends up being stolen you could be turning to your […]
Another historic year of wildfires and the incredible damage they do could make it harder for California homeowners to find affordable insurance or in some counties, any insurance at all. According to the California Department of Insurance, several major insurance companies have stopped writing new policies and are no longer renewing policies in the most […]