If you have recently filed a claim on your homeowners insurance there is a good chance they have assigned an insurance adjuster to assess your claim. If you are wondering, “What exactly does a home insurance adjuster do,” you have come to the right place. An insurance adjuster will investigate your loss as well as […]
Most people rarely think about their house burning down or being destroyed by a natural disaster like a flood or tornado, but the truth is there is no guarantee that it will never happen to you. Disaster can strike at any time and if you are unprepared filing an insurance claim to cover the damage […]
If your home has recently experienced a fire, flood or burglary, you will want to file a claim with your homeowners insurance company. Once your insurer has approved your claim, you will be sent a claim check (minus your deductible) to repair the damage. Claim checks come in a variety of different ways, it is […]
In many cases, your home is your most valuable asset so you should always make sure it is fully protected with the proper insurance coverage. In order to ensure that you have enough coverage, you should review your policy and coverage levels on an annual basis. Checking out your policies and coverage levels at the […]
According to the National Oceanic and Atmospheric Administration (NOAA), the 2021 hurricane season is expected to be above average, they are predicting 13 to 20 named storms, six to 10 hurricanes, and three to five storms that will end up being major hurricanes. Here are just a few of the common mistakes that homeowners make […]
If you are among the millions of Americans who find themselves with extra time due to working from home or not working at all, we decided to make a quick list of things you can do while weathering the pandemic to help keep your sanity. Here are just a few jobs you can tackle while […]
California has seen a number of earthquakes recently and while none of them have done significant damage, many experts predict the “big one” may be on its way. We thought it might be a good idea to do a general review on earthquake insurance and why it is a great coverage to carry if you […]
Most of us file our homeowners insurance policy in the back of the filing cabinet until we need to make a claim. In many cases, that policy will stay in the filing cabinet and out of sight for quite a long time as the majority of homeowners rarely make a claim on their policy. According […]
According to a recent survey from the national Association of Insurance Commissioners (NAIC), less than 22% of homeowners view changing weather patterns and disasters as a major factor when updating their homeowners insurance policy. As disasters and severe weather become more and more common, the NAIC recommends that consumers consider the risk these storms present […]
Recent storms that swept across South Georgia killed 15 people and caused massive damage to homes and businesses. According to the National Weather Service an EF-2 tornado hit parts of southern Georgia with winds that reached up to 135 mph. Unfortunately the damage may not end with the storms. The Better Business Bureau (BBB) in […]