Purchasing a home is a major undertaking and getting a mortgage is one of the first steps in making your dream a reality. Mortgages can be complicated and understanding all of the terms and conditions of a home mortgage can be confusing. We compiled some of the most common questions that new homeowners have about […]
When shopping for a homeowners insurance policy you may be asked whether you want an actual cash value or replacement value policy. Many homeowners are unaware of the difference in these types of policies and that confusion can result in a costly mistake. We thought it might be a good idea to have a look […]
Homeowners insurance covers a lot of perils, most of which are fairly common and well known. Your policy will definitely step up if your home is damaged during a storm, burns down or suffers hail damage but it also covers a variety of damages that many homeowners do not know about. Here is a quick […]
The majority of us need to take out a mortgage to purchase a home and in many cases it will be the biggest loan we will ever have. This makes your mortgage one of your most important financial instruments and making decisions about it can have a major impact on your financial life. Deciding whether […]
Homeowners insurance is boring. It’s a product that is absolutely necessary but one that has changed very little over the years which is why the introduction of Lemonade Insurance to the marketplace has made such a splash. Lemonade Insurance has gotten a lot of press lately, it’s being touted as the next step in homeowners […]
Purchasing a large ticket item can be a stressful experience. There is research involved, shopping for the best deal and finally contemplating whether or not to purchase the extended home warranty that the cashier pushes on you when its time to pay. In most cases, the extended warranty is not worth it. In the last […]
Make no mistake, Do It Yourself (DIY) projects can be dangerous. While it always tempting to do a project yourself to save money, there are some projects that are best left to the professionals. According to the Home Safety Council, one in five DIY-ers ends up in the hospital due to an accident while renovating […]