This week is National Termite Awareness Week so we thought we would have a look at what type of damage these nasty, voracious little creatures can do to your home and if it is covered by your homeowners insurance. Termites can be found in dozens of states but Southern California has a heavy concentration of […]
Tag Archives: homeowners insurance
Flood Insurance Update – they are working on a bill to lower the premium increases
12
Mar
The Florida real estate industry, as well as buyers and sellers of Florida property, are excited about a plan that will scale back the changes to the National Flood Insurance Program which have sent premiums skyrocketing. Huge premium increases have had a dramatic affect on Florida, North Carolina, and Georgia real estate, making the cost […]
Property Claims Satisfaction Continues to Improve: J.D. Power
07
Mar
According to the recently released results of the J.D. Power 2014 Property Claims Satisfaction Study the best way to keep homeowners happy during the claims process is to keep them apprised from start to finish. Satisfaction among homeowners who filed a claim on their homeowners policy between April 2012 and January 2014 averaged 840 on […]
Changes in roof coverage may leave you paying to replace your roof
12
Feb
If your roof has been damaged by wind or hail, and you live in the wrong state, you may be on the hook for the cost of the new roof, or at least a large portion of it. In the past few years a number of states in the south have been hard hit by […]
The Major Risks of Hosting Teenager Parties in Your Home!
06
Feb
There are plenty of reasons that teens get together for a party, prom, graduation, just about any Friday night and anytime someone’s parents are out of town. Regardless of whether you are hosting the party or junior throws a keg party when you are out of town, the consequences of teens and alcohol in your […]
Is Ice Damage Covered by My Homeowners Policy?
01
Feb
It has been quite a winter so far. Bitterly cold temperatures and record snowfalls have left much of the country in a deep freeze and buried in snow. Winter weather can take its toll on your house and can often lead to expensive claims on your homeowners policy. According to the Insurance Information Institute (I.I.I.) […]
Quick! Prepare Your House For Winter Weather
25
Jan
Winter weather can be hard on your house as well as your homeowner’s policy. Frozen pipes, ice dams and falling trees can lead to expensive claims and in many cases a rate increase. It pays to not only prepare your home for winter but also maintain it properly during the winter season to help prevent […]
Common Homeowner Scams
27
Nov
Being a homeowner is a big responsibility and one thing you can’t afford is to get caught up in a scam. Dishonest contractors, locksmiths, and other scammers are more common than you would imagine, and if you have the bad luck of falling for one of their schemes, the results can be both messy and […]
Homeowners Insurance Mistakes to Avoid
13
Nov
While saving money is has become a big priority for most people these days, cutting back too much can be an expensive mistake, especially when it comes to home insurance. Shopping your insurance coverage around in order to find a better deal is always a good idea but cutting back or eliminating coverage altogether can […]
Strange Things Your Homeowners Insurance Will Cover
31
Oct
While most people know that their homeowners insurance will pay for damage due to fire or vandalism, many are unaware of everything it actually covers, and one big thing it doesn’t cover. Flooding is one aspect of homeowners insurance that can be particularly confusing. Many people think that if their home floods, a quick call […]