While most people know that their homeowners insurance will pay for damage due to fire or vandalism, many are unaware of everything it actually covers, and one big thing it doesn’t cover. Flooding is one aspect of homeowners insurance that can be particularly confusing. Many people think that if their home floods, a quick call […]
While the first part of hurricane season has been relatively quiet this year you never know when a big one will hit and it pays to be prepared. Last years Superstorm Sandy didn’t hit until late October but when it did it packed quite a punch. Sandy flooded over 150,000 homes and killed 140 people. […]
Mobile is the third most populous city in Alabama and is an industrial, financial, commercial, and cultural powerhouse of the state. The many jobs at the port, shipping yard, aeronautical complex, retail and technology sectors, and the healthcare industry of Mobile attract people from all over the country to this city. Many newcomers who choose […]
The state government of Alabama is on a mission—to cleanse the home insurance sector of its many ails and bring relief to homeowners who have been plagued by the scarcity of appropriate insurance policies that don’t cost the earth and skyrocketing premium prices that compel many to forego their policies. From Hurricane Katrina to SuperStorm […]
According to the predictions by the National Oceanic and Atmospheric Administration (NOAA), the recent tornado in Oklahoma is only the first in the spate of many more that are expected to hit the Atlantic shores of the United States this summer season. The NOAA predicts that the states on the Atlantic coastal region will face […]
The calm of West, a small town in Texas, was recently shattered by an explosion in a fertilizer plant. It was a huge explosion that flattened the factory and badly damaged homes for miles around. Sadly, lives were also lost in the incident. Although the authorities are yet to confirm if the explosion was an […]
This is one question that almost all Georgia homeowners have on their lips nowadays. And it is not at all surprising considering that their houses are most likely their single biggest investment till date. The ever-rising prices of gasoline and the burgeoning tax rates mean that the dollar today goes far less the distance than […]
Homeowners in Georgia are having a tough go in the last few years. In the recent past, home insurance rates in Georgia have increased by leaps and bounds and two factors that have largely triggered these hikes are the state’s peculiar climate and a flurry of roofing frauds. A discussion below delves into the curious […]
When home owners are insuring their home they need to balance the need for security with the need to cut costs. Before you decide to include or remove flood insurance coverage you need to assess your needs. Lender Requirement The first question a home owner needs to ask themselves is if the lender requires flood […]