Nobody enjoys dealing with damage to their home or possessions and it all gets quite a bit more stressful if your insurer denies your claims or offers an insufficient amount to actually repair the damage. However, consumers do have options if their homeowners insurance claim is denied or they are unhappy with the settlement offer, […]
Tag Archives: homeowners insurance
Will my home insurance cover asbestos removal?
Roofing professionals remove asbestos from cement roofing underlayment. Finding asbestos in your home is never fun and, in most cases, the cost to remove it will fall to you as most standard homeowners policies exclude asbestos or other pollutants removal. What is Asbestos? Asbestos is a group of six silicate minerals that occur naturally. It […]
Hurricane Ida – Homeowners Insurance Tips
Fallen tree in New Orleans, Louisiana during Hurricane Ida – September 2, 2021 Hurricane Ida hit Louisiana with 150 mph winds as it tore through the state, making landfall at Port Fourchon and moving up the state between Baton Rouge and New Orleans. Disaster modeling firms have put the damages between $14 billion and $31 […]
Charging Electric Vehicles at Home – What’s the risk?
Electric vehicles (EV) are gaining traction in the U.S. According to industry data, there will be almost 100 EVs in production by the end of 2024. The ability to refuel an electric vehicle at home is one of the major benefits of an EV, according to a recent J.D. Power study, the majority of EV […]
All About Sinkholes in the United States – Get Covered!
Even though sinkholes are relatively rare in the United States, when they do happen, the damage can be devastating. When it comes to sinkholes in the U.S., they are most common in the following states: AlabamaFloridaKentuckyMissouriPennsylvaniaTennesseeTexas Unfortunately, if you live in an area where sinkholes happen, you will need to add an additional policy or […]
Does my homeowners insurance policy cover renovations?
The pandemic has given homeowners plenty of time to take on home renovations. Homeowners with increased savings and plenty of time on their hands has led to a dramatic increase in home projects this year. According to a recent Bank of America survey roughly 70% of Americans decided to start on a home improvement project […]
Who pays for flood damage?
Middle Tennessee has seen massive amounts of rainfall this winter and spring which has led to flooding issues across the area. As an example, Davidson County was recently hit with more than seven inches of rainfall, which resulted in the Nashville Fire Department have to rescue at least 130 people from vehicles, apartments and houses. […]
Texas Property Damage Claims Could See Largest in History
Austin, Texas – Feb 16, 2021: Blizzard in Austin, Texas creates difficult conditions for drivers because of the thick snow on the road. There is a good chance that property damage claims from the shocking winter storm that hit Texas last month will be the largest number of claims generated by any single event in […]
Does homeowners insurance cover broken pipes?
Snow covering above Austin, Texas after winter snow storm Uri Texas was hit by some major winter storms recently which caused a variety of problems, including frozen pipes, roof issues and even flooding. If you have suffered any of these issues you may be wondering if your homeowners insurance is going to cover the damage. […]
Is homeowners insurance tax-deductible?
As we move into tax season many of us are looking for tax deductions to lower our tax burden. While your home can lead to some major deductions, you may be wondering if it is possible to deduct your homeowners insurance premium. In most cases, the answer to this question is no but there can […]