Tag Archives: homeowners insurance

Is COVID-19 Having a Negative Impact on Homeowners Insurance?

23 Oct
homeowners-staying-home-covid-19

A recent survey of 1,000 U.S. homeowners, which was conducted by Hippo Insurance and SimpliSafe looked at how the pandemic was impacting homeowners across the country. It found that COVID-19 has had a dramatic impact on everyone’s life as well as the fact that homeowners are both anxious and paying closer attention to their homes then […]

Americans are at Risk for Earthquake Damage

24 Sep
earthquake-insurance-coverage

According to a recent report from the United States Geological Survey, roughly half of all Americans are at risk for earthquake damage. The data shows that 143 million Americans live and work in areas that have at least some potential for earthquake shaking that could possibly damage houses and buildings. This breaks down to 57 […]

Home Insurance Mistakes to Avoid During Hurricane Season

17 Sep
insurance-mistakes

2020 is turning out to be quite a year for major storms. Named storms are forming at a record pace. Experts are predicting as many as 25 named storms to hit the Atlantic this season which is close to double the average number. Hurricane Laura has already done almost $12 billion in insured losses this […]

Does my home insurance cover learning pods or pandemic pods?

14 Sep
learning-pandemic-pods

As school starts back up, there are many parents who have misgivings about sending their children back to in-class learning as the coronavirus virus still rages around the country.  This has led many parents to start forming pandemic pods for their kids. Learning pods, which are also called pandemic pods, have become a trendy alternative to […]

What is additional living expenses insurance?

14 Sep
cost-of-living-expenses

Homeowners insurance is a must if you own a home. It helps protect not only the structure of your home but your contents as well. Homeowners insurance also offers protection against liability issues if someone is injured in your home.  The final piece of homeowners insurance is additional living expenses (ALE), this coverage can be […]

California Bill Will Lead to Higher Insurance Rates

12 Aug
california-home-insurance-rates-increasing

According to national insurance expert and actuary, J. Robert Hunter, a package of homeowner insurance bills that California lawmakers are considering could lead to premium hikes of at least 40 percent across the state. It will also increase the number of California homeowners who are struggling to find coverage for their homes.  AB 2167 (Daly-Anaheim), […]

Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect?

05 Aug
hurricane-isaias-path

Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

Homeowners Insurance and Tax Relief During the COVID-19 Crisis

22 Jun
homeowners-relief

According to the most recent data, roughly 4.75 million homeowners are in forbearance and more than 41 million Americans have filed for unemployment which makes it hard for many homeowners to keep up with some expenses related to their home such as property taxes and homeowner insurance.  All of the uncertainly has led to increased […]

North Carolina Residents Could be First for Private Flood Insurance Policy

09 Apr
beaufort-nc-coastal-flood-insurance

Beautiful sunset view of Front Street in Beaufort, the third-oldest town in North Carolina, located in Carteret County North Carolina residents could be some of the first in the country to have a state backed private flood insurance policy as an alternative to the Federal Emergency Management Agency’s National Flood Insurance Program. Insurance Commissioner Mike […]

Reevaluating Your Insurance Needs After Retirement

24 Mar
retirement-planning

Once you hit retirement, everything changes. You may have a new schedule, a new home and location as well as time to pursue your passions instead of worrying about getting to work. One other major change that you should absolutely take care of is your insurance coverage.  While your new lifestyle may make some of […]