Tag Archives: homeowners insurance

What is additional living expenses insurance?

14 Sep
cost-of-living-expenses

Homeowners insurance is a must if you own a home. It helps protect not only the structure of your home but your contents as well. Homeowners insurance also offers protection against liability issues if someone is injured in your home.  The final piece of homeowners insurance is additional living expenses (ALE), this coverage can be […]

California Bill Will Lead to Higher Insurance Rates

12 Aug
california-home-insurance-rates-increasing

According to national insurance expert and actuary, J. Robert Hunter, a package of homeowner insurance bills that California lawmakers are considering could lead to premium hikes of at least 40 percent across the state. It will also increase the number of California homeowners who are struggling to find coverage for their homes.  AB 2167 (Daly-Anaheim), […]

Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect?

05 Aug
hurricane-isaias-path

Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

Homeowners Insurance and Tax Relief During the COVID-19 Crisis

22 Jun
homeowners-relief

According to the most recent data, roughly 4.75 million homeowners are in forbearance and more than 41 million Americans have filed for unemployment which makes it hard for many homeowners to keep up with some expenses related to their home such as property taxes and homeowner insurance.  All of the uncertainly has led to increased […]

North Carolina Residents Could be First for Private Flood Insurance Policy

09 Apr
beaufort-nc-coastal-flood-insurance

Beautiful sunset view of Front Street in Beaufort, the third-oldest town in North Carolina, located in Carteret County North Carolina residents could be some of the first in the country to have a state backed private flood insurance policy as an alternative to the Federal Emergency Management Agency’s National Flood Insurance Program. Insurance Commissioner Mike […]

Reevaluating Your Insurance Needs After Retirement

24 Mar
retirement-planning

Once you hit retirement, everything changes. You may have a new schedule, a new home and location as well as time to pursue your passions instead of worrying about getting to work. One other major change that you should absolutely take care of is your insurance coverage.  While your new lifestyle may make some of […]

What should I look for in my Homeowners Insurance Policy?

11 Mar
looking-home-insurance-policy

Your home is usually your most valuable asset and protecting it with insurance is a necessity. However, homeowners insurance can be confusing and understanding the various components is important to make sure you are fully protected.  Here are a few things to look at when shopping for an insurance policy: Replacement Vs. Actual Cash Value […]

FEMA is Reviewing and Changing Flood Maps and Risk Zones in South Florida

06 Feb
north-palm-beach-florida

North End of Palm Beach, Florida, aerial view of the inlet and what locals call Peanut Island, and the Port of Palm Beach If you live in South Florida and are not carrying flood insurance, you may be required to change that soon. The Federal Emergency Management Agency (FEMA) is currently changing flood maps for […]

Texas Homeowners Discover Fault In Their Home Warranty

05 Feb
texas-home-warranty

Texas homeowners are finding out that their home warranty may not be there when they need it the most. According to a recent Click2Houston.com article, Houston resident Jena Goetz learned a hard lesson about home warranties when her air conditioner system went out last summer. The repairman sent by the warranty company claimed she needed […]

Top 6 Most Expensive Cities for Homeownership

11 Dec
home-prices-increase

While the dream of homeownership has become more difficult in many cities due to rising home prices and ever increasing amounts of student debt, there are some cities where house prices require a six figure salary in order to purchase a home. In its recently released Home Price Insights report, real estate and data analytics […]