Renovating your home can be both thrilling and scary. It’s always fun to dream up a new look for your house and then watch it come into focus as the changes become reality. Renovations are often filled with anxiety, changes to the design and unpleasant surprises behind the walls. They can also come with damage […]
Climate change has made weather events more frequent and severe over the last decade and that has made homeowner claims more common and expensive. Insurers have had to absorb the cost of these additional claims and end up passing those costs onto their customers via higher premiums. Unfortunately, many homeowners are finding themselves unprepared for […]
Homeowner insurance rates for many Florida homeowners will continue to rise next year, despite the fact that reforms were put in place last spring to help curtail Assignment of Benefits (AOB) lawsuits brought by contractors and their attorney partners. Unfortunately, instead of heading down, the number of lawsuits filed against insurance companies has actually increased […]
Halloween can be a blast, trick or treating, handing out candy to all of the neighborhood ghouls and just seeing the various costumes that come to your door. Unfortunately, Halloween can also bring out teens who like to add vandalism and property damage to their trick or treat routine. In addition to worrying about vandalism, […]
Hilton Head, SC, Lighthouse Just like a standard homeowner policy, South Carolina windstorm policies offer zero protection against flood damage, in order for your home to be fully protect you would need to carry a separate flood insurance policy. If you are unable to find coverage in the private market you may need to purchase […]
In many cases, when shopping for a homeowners insurance policy people tend to overlook the personal liability coverage portion of the policy. This can be a dangerous move as personal liability can be a lifesaver in certain situations. If you are shopping for a new homeowners policy, make sure your agent takes the time to […]
Recently released data in California shows that insurance companies have declined to renew almost 35,000 homeowner insurance policies in wildfire prone areas since the state started collecting this data in 2015. The data did not specify how many of these homeowners managed to find another policy elsewhere or how much of an increase they had […]
If you are in the market for a new home, there are plenty of options available, but two of the most common choices are a single-family house or a condo. There are significant differences between these two types of housing and it’s important to fully understand the differences before putting in an offer. Here are […]
While teen drinking rates have dropped over the last decade, it’s still a pretty common occurrence. According to a 2017 National Survey on Drug Use and Health (NSDUH), roughly 1 in 5 kids between the ages of 12 and 20 say they have consumed alcohol recently. It doesn’t stop with just drinking, teens also get […]
Thinking about buying a second home? You are certainly not alone. According to data from the National Association of Home Builders (NAHB), roughly 7.4 million homes were second houses in 2016 which is about 5.6 percent of the total housing stock. When it comes to second homes, not all states are created equal. Florida is the […]