![Why should I purchase an umbrella policy? Insurance concept - house under umbrella](https://www.gethomeinsurancequotes.com/blog/wp-content/uploads/2014/08/purchase-an-umbrella-policy1-100x100.jpg)
Imagine this: You are hosting the annual neighborhood Christmas party and one of your guests slips and falls on your icy sidewalk. They are severely injured, requiring a month of hospitalization along with substantial physical therapy. Before you know it, a lawsuit is filed and you are on the hook for a couple of million […]