Most of us think of falling trees, damaged roofs and water leaks when it comes to homeowners insurance but you may be surprised at a few other perils that it covers. Everything from alien spaceships crashing into your roof to a cancelled wedding is protected by your homeowners insurance. Here are just a few of […]
Hailstorms in Northern Texas this year have done major damage to homes and vehicles, highlighting the need for every homeowner to carry comprehensive homeowners insurance. According to the Insurance Council of Texas, hail damage in the second half of April has resulted in at least 60,000 auto insurance claims. Data shows that estimated losses from […]
We all have lots of personal possessions, in many cases, we have far too many. Making sure your personal property is protected in the event of a fire or major weather incident is important as very few of us could afford to replace all of our “stuff’” out of pocket. While homeowners insurance does offer […]
Earthquakes are scary, frustrating and very expensive if your home happens to be in the path of a big one and you are not carrying earthquake coverage. In California, premiums for earthquake insurance can be sky high, which has resulted in the majority of homeowners opting out of this extremely important overage. This can end […]
The Travelers Companies Inc. (Travelers Insurance) are now going to provide a discount on homeowners insurance to eligible customers that have installed qualifying smart home devices, according to a recent press release. The new discount is called Protective Device and smart smoke detectors, carbon monoxide detectors and security systems that alert homeowners via their cell […]
If you have recently paid off your mortgage or bought a house for cash, you may be considering dropping your homeowners insurance. While dumping your homeowners insurance will certainly put a few bucks in your pocket every month, in the long run it can be a very dangerous gamble. The majority of us don’t have the […]
Americans love their pets, according to a recent survey by the American Pet Products Association, roughly 80 million homes have at least one pet. Dogs tend to be the big winner in the pet wars. In 2014, a total of 54 million households in the U.S. had a dog as a pet. While pets are […]
Purchasing a large ticket item can be a stressful experience. There is research involved, shopping for the best deal and finally contemplating whether or not to purchase the extended home warranty that the cashier pushes on you when its time to pay. In most cases, the extended warranty is not worth it. In the last […]
Recent storms that raged across North Texas hit the area with blizzard conditions and numerous tornadoes. According to the National Weather Service, an EF4 tornado went through Garland and an EF3 tore up much of Rowlett. Copeville was also the victim of severe weather with an EF2 twister hitting town. Smaller tornadoes were also reported […]
Everybody has a credit score these days and it can have a huge impact on your financial life. A good or bad score can affect everything from the rate you pay on a mortgage to the cost of insuring your home. Achieving, and maintaining a good credit score takes work and financial discipline but the […]