If you are getting, or giving a drone for the holidays you may want to contact your home insurance agent before sending it up into the air for the first time. According to industry experts, drone sales are expected to come in at more than $100 million dollars in 2015. The Federal Aviation Administration (FAA) […]
Tag Archives: homeowners
Holiday Parties Can Lead to Unaware Legal Liability Accidents
According to a survey by the Independent Insurance Agents and Brokers of America, one third of all homeowners are unaware that they can be found legally liable if an intoxicated guest from their holiday party causes a car crash. In most states, the courts will rule against holiday party hosts where alcohol is provided to […]
Homeowners Urged to Check for Home-heating Oil Leaks
The New York State Department of Environmental Conservation (DEC) is asking homeowners who use fuel oil to heat their homes to check their systems for leaks as we move into the winter season. According to state data, more than 2 million homes in New York State are heated by fuel oil. Every year, the DEC […]
Don’t Be a Victim of Christmas Crime; Be Prepared!
The Christmas season is now upon us, the stockings are hanging from the mantel and gifts are piled up under the tree. While nobody ever thinks they are going to be the victim of Christmas crime, it happens more often than you think. Regardless of whether your Christmas presents are stolen from under the tree […]
Adding ID Theft Protection to Your Homeowners Insurance Policy
There have been a number of high-profile data breaches this year. Every time another big box store gets hit, consumers look for ways to protect themselves from identity theft. While joining a credit monitoring service is a common solution and a great way to help spot and stop credit fraud quickly, there are other options […]
Texas Insurance Gets More Expensive For Homeowners
Texas is currently the third most expensive state for homeowners insurance in the nation. Annual premiums average roughly $1,745 a year. Unfortunately those costs are set to climb even higher in the near future. Statistics released from The Texas Department of Insurance shows that the average premium for homeowner’s insurance policy climbed more than 26% […]
Smart Home Devices Raise Issues with Privacy Concerns for Homeowners
Insurance companies have been offering discounts to drivers who install monitoring devices in their cars for a number of years (think Progressive Snapshot) and now they are starting to offer discounts to homeowners who install smart home products like Nest Protect. A smart home device is a heating, lighting or other electronic device that can […]
5 Questions to Ask Before You Buy a Home in a Hurricane Zone
While Hurricane Patricia didn’t amount to much in the end, it started out as the strongest hurricane on record, making it a stark reminder that living at the beach can be dangerous. It is important for anyone contemplating a move to the beach to think about all of the factors that can impact your safety […]
Homeowners in high fire-risk areas are upset over soaring insurance rates
According to a recent article in the Los Angeles Times, the Stoffan family in Greeley Hill, California has seen their homeowners insurance cost double to $5,100 in a year due to the fire risk in their area. This is despite the fact that they added a 50-foot lawn buffer around the house and even installed […]
Recreational Drones: Do Homeowners’ Insurance Policies Provide Coverage?
Recreational drones, or the more technical name, Unmanned Aerial Systems (UAS) have skyrocketed in popularity in the last few years. As they have literally filled the sky, a debate has been sparked regarding both safety and privacy. Misuse, or the crashing of a drone into another person’s property can result in a huge repair bill […]