Tag Archives: homeowners

Drone Gifts May Become a Home Insurance Problem This Christmas

23 Dec
Drone problems for homeowners insurance coverage.

If you are getting, or giving a drone for the holidays you may want to contact your home insurance agent before sending it up into the air for the first time. According to industry experts, drone sales are expected to come in at more than $100 million dollars in 2015. The Federal Aviation Administration (FAA) […]

Holiday Parties Can Lead to Unaware Legal Liability Accidents

17 Dec
Christmas Party Liability Accidents

According to a survey by the Independent Insurance Agents and Brokers of America, one third of all homeowners are unaware that they can be found legally liable if an intoxicated guest from their holiday party causes a car crash. In most states, the courts will rule against holiday party hosts where alcohol is provided to […]

Adding ID Theft Protection to Your Homeowners Insurance Policy

02 Dec
ID Theft Protection

There have been a number of high-profile data breaches this year. Every time another big box store gets hit, consumers look for ways to protect themselves from identity theft. While joining a credit monitoring service is a common solution and a great way to help spot and stop credit fraud quickly, there are other options […]

Texas Insurance Gets More Expensive For Homeowners

23 Nov
Texas homeowners insurance

Texas is currently the third most expensive state for homeowners insurance in the nation. Annual premiums average roughly $1,745 a year. Unfortunately those costs are set to climb even higher in the near future. Statistics released from The Texas Department of Insurance shows that the average premium for homeowner’s insurance policy climbed more than 26% […]

Smart Home Devices Raise Issues with Privacy Concerns for Homeowners

11 Nov
Smart Home Device

Insurance companies have been offering discounts to drivers who install monitoring devices in their cars for a number of years (think Progressive Snapshot) and now they are starting to offer discounts to homeowners who install smart home products like Nest Protect. A smart home device is a heating, lighting or other electronic device that can […]

5 Questions to Ask Before You Buy a Home in a Hurricane Zone

28 Oct
Hurricane Patricia Makes Landfall in Mexico

While Hurricane Patricia didn’t amount to much in the end, it started out as the strongest hurricane on record, making it a stark reminder that living at the beach can be dangerous. It is important for anyone contemplating a move to the beach to think about all of the factors that can impact your safety […]

Homeowners in high fire-risk areas are upset over soaring insurance rates

16 Sep
Fire risk and increased home insurance rates

According to a recent article in the Los Angeles Times, the Stoffan family in Greeley Hill, California has seen their homeowners insurance cost double to $5,100 in a year due to the fire risk in their area. This is despite the fact that they added a 50-foot lawn buffer around the house and even installed […]

Recreational Drones: Do Homeowners’ Insurance Policies Provide Coverage?

10 Sep
Drones flying near homes

Recreational drones, or the more technical name, Unmanned Aerial Systems (UAS) have skyrocketed in popularity in the last few years. As they have literally filled the sky, a debate has been sparked regarding both safety and privacy. Misuse, or the crashing of a drone into another person’s property can result in a huge repair bill […]