While your current house may have been your dream home back when you bought it, over the years, as your family grows it might not fit your needs as well. You may need more room, more bathrooms or probably both but instead of putting it on the market and shopping for new home, you may […]
Smart home appliances have really come into their own in the last few years, growing in popularity as they become smarter, making life easier for homeowners while also helping them save money. Smart home appliances have moved from simply making life a bit easier to actually helping homeowners put money back in their pocket. We […]
The state-run Citizens Property Insurance Corp, who deals mainly with hard to insure properties across the state of Florida came a bit closer to finally capping repair costs for non-weather related water damage for customers who refuse to use their preferred contractors. The Board of Governors recently approved a plan that will put a $10,000 […]
The legal dispute between the N.C. Rate Bureau (NCRB), which represents insurance companies in North Carolina, and the N.C. insurance department has come to an end with a statewide average increase for homeowners insurance coming in at 4.8 percent. This is significantly lower than the 18.7 percent that was originally floated back in November. The […]
As the spring storm and hurricane season approaches we thought it might be a good idea to take a look at the latest developments in Florida flood insurance. We will have a quick look at the National Flood Insurance program to see where rates are headed and what options are available to you when it […]
Recently we received an intriguing question in our online chat feature and thought we would address in this weeks article. A customer asked for an explanation of a 4-Point Inspection as well as wind mitigation. Let’s have a look at both of them. The 4-Point Inspection While a 4 Point inspection can be required in […]
While homeowners insurance can be considered a necessary evil, it can also be a financial lifesaver if your home or possessions are destroyed by a storm or other covered peril. Homeowners coverage is a two way street, you trust the insurance company to pay out a claim if experience damage to your home and they […]
The majority of us need to take out a mortgage to purchase a home and in many cases it will be the biggest loan we will ever have. This makes your mortgage one of your most important financial instruments and making decisions about it can have a major impact on your financial life. Deciding whether […]
The roof is one of the most functional and important parts of your home. It helps keep you safe, dry and out of the weather which is why making sure it is properly protected by your homeowners insurance is key. There are a few things you should know about roof coverage to make sure you […]
According to data from the Texas Windstorm Insurance Association (TWIA) and the Texas Fair Access to Insurance Requirements Plan (FAIR Plan) Hurricane Harvey resulted in 670,000 property insurance claims to private insurance companies. This number takes into account both personal and commercial properties. Breaking down the numbers even further found that roughly 354,000 of these […]