While teen drinking rates have dropped over the last decade, it’s still a pretty common occurrence. According to a 2017 National Survey on Drug Use and Health (NSDUH), roughly 1 in 5 kids between the ages of 12 and 20 say they have consumed alcohol recently. It doesn’t stop with just drinking, teens also get […]
Homeowners that have a mortgage on their home are required to carry homeowners insurance in order to protect the invest their mortgage lender has made in their home but once that mortgage is paid off, homeowners are free to dump their insurance. Unfortunately, thousands of people in Florida have made the decision to drop their […]
Firearms can be tricky when it comes to homeowners insurance. While most insurers are not concerned whether you own a gun or not, there can be coverage issues if you accidentally shoot someone, leaving you on the hook for medical bills and the cost of any lawsuits. Below is what you need to know about […]
Selling a house can be difficult but it’s a necessity if you are moving your family to a new city or town, or just want a new place to call home. Despite the difficulty, plenty of us will be putting our houses on the market this spring. According to the National Association of Realtors (NAR) […]
According to a survey by the Independent Insurance Agents and Brokers of America, one third of all homeowners are unaware that they can be found legally liable if an intoxicated guest from their holiday party causes a car crash. In most states, the courts will rule against holiday party hosts where alcohol is provided to […]
Trees fall for all kinds of reasons. Severe weather, construction or just old age can topple a tree and if one of your trees hits your neighbor’s house, car or other property, you can be held liable. Whether you are responsible or not often depends on why the tree fell in the first place. Legally, […]