The state-run Citizens Property Insurance Corp, who deals mainly with hard to insure properties across the state of Florida came a bit closer to finally capping repair costs for non-weather related water damage for customers who refuse to use their preferred contractors. The Board of Governors recently approved a plan that will put a $10,000 […]
As the spring storm and hurricane season approaches we thought it might be a good idea to take a look at the latest developments in Florida flood insurance. We will have a quick look at the National Flood Insurance program to see where rates are headed and what options are available to you when it […]
Recently we received an intriguing question in our online chat feature and thought we would address in this weeks article. A customer asked for an explanation of a 4-Point Inspection as well as wind mitigation. Let’s have a look at both of them. The 4-Point Inspection While a 4 Point inspection can be required in […]
While homeowners insurance can be considered a necessary evil, it can also be a financial lifesaver if your home or possessions are destroyed by a storm or other covered peril. Homeowners coverage is a two way street, you trust the insurance company to pay out a claim if experience damage to your home and they […]
Homeownership comes with a variety of advantages. You are investing in a property and gaining equity instead of forking over rent to a landlord every month, you have a house you can call your own as well as a pretty nice tax deduction every year. However, it’s not all upside when it comes to homeownership […]
Hurricane Irma and Harvey have done billions of dollars in damage and if your home was uninsured when the storm hit, you will be on the hook for the cost of rebuilding. In the days leading up to the storms hitting, most insurers stopped writing homeowner and car insurance polices in the areas most likely […]
Hurricane Harvey has done a massive amount of damage, in fact it is too early to even get a sense of the total costs of this hurricane. Adding insult to injury is the fact that Hurricane Irma is now bearing down on the Florida Keys and parts of mainland Florida. If your home is located […]
Home insurance can be a complicated subject and there are a variety of myths out there that can make the subject even more confusing. Here are a few of the most common myths related to homeowners insurance as well as the myth busting facts for each one. Home Insurance is Mandatory: While certain auto insurance […]
Homeowners insurance is probably not going to be the first thing you think of when a parent or someone close to you dies, but if you stand to inherit a home, homeowners coverage should definitely be on your radar. While there will be plenty of paperwork to deal with in the coming months, maintaining the […]
Most of us think of falling trees, damaged roofs and water leaks when it comes to homeowners insurance but you may be surprised at a few other perils that it covers. Everything from alien spaceships crashing into your roof to a cancelled wedding is protected by your homeowners insurance. Here are just a few of […]