Hurricane Harvey has done a massive amount of damage, in fact it is too early to even get a sense of the total costs of this hurricane. Adding insult to injury is the fact that Hurricane Irma is now bearing down on the Florida Keys and parts of mainland Florida. If your home is located […]
Shopping for a new home is always a challenge and fraught with pitfalls. While the house may look perfect on paper there can be major expenses lurking in the walls or mechanicals. It’s always a good idea to check into the history of the home before closing on any house. Luckily there is a tool […]
Roughly a decade ago hurricane Charley, Francis, Ivan and Jeanne hit the coast of Florida in one year and caused $45 billion in property damage. As a result many of the nations largest insurance companies pulled out of the Florida market altogether. There were a number of years before they returned, and premiums were definitely […]
Hurricane season is just around the corner and last year’s extremely active season was a major wake-up call for residents of Florida, North Carolina and other coastal states. In order to help Florida residents make sure they are prepared, People’s Trust Insurance recently released a hurricane preparedness guide to help their customers and homeowners in […]
Federal flood insurance is expected to get dramatically more expensive for thousands of homeowners who live in the Houston area as Congress overhauls the federal flood program that is currently billions of dollars in debt. The National Flood Insurance Program (NFIP) is $24.6 billion in debt and is struggling to stay solvent. In Harrison and […]
Unfortunately, it looks like its going to be rate hike time again when it comes to homeowners insurance in South Florida. Most of the major insurance companies that write policies in the southern part of the state are seeking rate hikes, so be prepared when renewal time rolls around. As an example, People’s Trust, which […]
Spring and summer are the busiest seasons when it comes to buying a new home and moving. While most people are not going to decide where to move based on the cost of homeowners insurance, it doesn’t hurt to know if you are moving to a high cost state. A study released in February 2016 […]
The Christmas season is upon us and that means presents, lots and lots of presents. Shopping online has reached epic proportions with UPS estimating in 2015 that it shipped 630 million packages during the holiday season. Unfortunately, not everyone’s package will arrive, or more accurately, it will arrive and will then be promptly stolen from their […]
Hurricane season is in full swing and the East coast could take a beating this year with North Carolina researchers predicting a total of 15 to 18 tropical storms and hurricanes forming the Atlantic basin in 2016. This is a statistically significant change from the 11 named storms that have been the average from 1950 […]
Homeowners insurance is a necessity, but it can also be expensive. According to a recent study, the cost of homeowners insurance has increased about 50 percent over the last decade. Currently, the average annual policy price has hit $952 with some states coming close to an average price of $2,000 a year. We all want […]