Florida residents may see their homeowners insurance rates go down in the near future as the Governor recently signed an assignment of benefits (AOB) reform into law. This was one of the most heavily lobbied bills in the 2019 session, but it managed to survive and be signed into law. An AOB is when a […]
If your homeowners insurance premium has been on an upward trajectory for the last few years, you are not alone. A recent study discovered that homeowners insurance rates have gone up in every state over the last decade and in the midwest the rate increases have been pretty dramatic. The reason for these rate increases […]
One of the most essential systems in your home is the heating system. It keeps you warm and toasty in the winter but by falling into a few home heating myths you can actually make your system less effective and push up your monthly heating bill. We worked with Logan AC & Heat Services in […]
Homeowners that have a mortgage on their home are required to carry homeowners insurance in order to protect the invest their mortgage lender has made in their home but once that mortgage is paid off, homeowners are free to dump their insurance. Unfortunately, thousands of people in Florida have made the decision to drop their […]
The North Carolina Rate Bureau (NCRB) recently proposed a homeowners insurance rate increase that local officials across the state are claiming is unfair, especially in coastal areas. The NCRB filed a rate increase request on December 20ththat proposes a statewide 17.4 percent rate increase for homeowners insurance. The rate increase would cover residential property, tenants […]
If you are in the market for a new home and have been preapproved for a big, fat mortgage you may want to step back and calculate what you can actually afford to cover on a monthly basis. There can often be a disconnect between what a homebuyer is approved for by their mortgage lender […]
Classic Circa 1990’s home in Chesapeake City, Maryland. If you have recently paid off your mortgage and are considering dropping your homeowners insurance to save some money we highly recommend you reconsider. Going without insurance can be a major risk if your home is hit by a storm or fire. Without the protection of insurance […]
View of a nice coastal neighborhood of victorian style homes near the New Jersey shore. Once you have paid off your mortgage, it’s possible to drop your homeowners insurance. While this may seem like a good idea (saving money is always good) it can end up being a huge mistake if your home is hit […]
Luxury California coastal home perched on a cliff along the central coast. Homeowners insurance is a necessity for most of us and while it is a must have, its never fun writing out that monthly premium check. As long as you have a mortgage on your California home, your lender will require that you carry […]
Saint Simons Island, Georgia is a beautiful family friendly area amongst the barrier islands. Paying for homeowners insurance is never fun but for most of us it is a necessity. If you have a mortgage on your property your lender will require that you carry a homeowners policy in order to protect their investment. However, […]