Tag Archives: savings

Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea?

26 Mar
Father,And,Son,Save,Money,Coins,Together,At,Piggy,Bank

According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

Should I choose the minimum or maximum homeowners insurance coverage?

13 May
Choice,In,Profession,Or,Other,Areas,Of,Life,,Concept.,Making

As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

Setting Your Deductibles as High as Possible is a Moneysaver

28 Dec
Moneysaver tips for homeowners and insurance deductibles

When it comes to saving money on your home and auto insurance there is a right way and a wrong way to get the job done. Lowering your coverage levels, which puts your financial future at risk, is always a horrible idea. Adjusting your deductibles, which can result in a significant premium decrease is the […]

Top 3 Reasons to Use Your Emergency fund

27 Oct
Financial,Planning,Happy,Family,Mother,Father,And,Children,With,Piggy

The majority of financial experts recommend having at least three to six months’ worth of expenses in an emergency fund in the event you have unexpected expenses that come up. However, once you have your emergency fund set up and funded, you will have to decide what constitutes an emergency and when is it ok […]

New Features That Lower Your Coastal South Carolina Home Insurance

29 Oct
hilton-head-sc-coastal-home-insurance

Hilton Head, SC, Lighthouse Just like a standard homeowner policy, South Carolina windstorm policies offer zero protection against flood damage, in order for your home to be fully protect you would need to carry a separate flood insurance policy.  If you are unable to find coverage in the private market you may need to purchase […]

Homeowners Don’t Have Enough Savings for Repairs

30 Apr
home-repairs

When it comes to homeowner costs, most of us are aware we have to cover the mortgage, property taxes and homeowners insurance as well as regular maintenance costs. However, there is another expense lurking in your home and if you are not prepared it can be a financial disaster.  We are talking about surprise emergency […]

40 Million Americans Move Every Year: Where Do They Go?

11 Feb
family-moving-day-america

If you are considering making a move this year, you are not alone. According to data from the U.S. Census Bureau, roughly 40 million Americans move every year, which is about 14 percent of the population. Every year, North American Van Lines issues a report detailing what states are gaining residents and which ones are […]

Finding Affordable Florida Homeowners Insurance Rates

28 Nov
Miami, Florida Homeowners Insurance Rates

ValuePenguin recently analyzed the cost of housing in major Florida cities and found that some cities in the Sunshine state are much more affordable than others. Housing costs varied by a mind boggling 161 percent with Lakeland being the most affordable, housing costs there run $7,992 a year while Coral Springs costs a whopping $20,868 […]

After Florence, South Carolina Homeowners Get SC Tax Breaks

26 Sep
Hurricane Florence

Hurricane Florence did a massive amount of damage to the Carolina’s and homeowners are just starting to dig through the aftermath. While insurance should help homeowners rebuild, a couple of state tax rules could help homeowners save a bit of money and get back on their feet quicker. Here are a couple of tips offered […]