Amidst the coronavirus pandemic, many people are spending much more time at home, working from their home office or sheltering in place. One issue that could crop up over the duration of the virus is liability issues and whether or not your homeowners insurance will cover various liability issues. Let’s have a quick look at […]
If your home is on the market there is a very good chance your agent (or yourself if you are selling it by owner) will want to host an open house. This is a great way to show your home to potential buyers and hopefully drum up an interested buyer (or buyers) who makes an […]
If you recently purchased a drone for recreational purposes you may be wondering if your homeowners insurance protects your latest toy. Drones often come with a bit of learning curve and if you manage to put your new drone through a neighbors window or it ends up being stolen you could be turning to your […]
Summer is in full swing and if you have a beach or vacation house that you hope to rent out there are plenty of opportunities. Unfortunately, there is also tons of risk involved when it comes to renting your vacation home. According to data from Airbnb, reservations for beach houses are up dramatically in the […]
Here is an often overlooked fact of a typical homeowners policy: Liability coverage is typically capped at $100,000. While it is possible to up your coverage levels to $500,000, few people do it. Even at $500,000, a serious accident on your property will quickly exceed your limits, which is why you may want to consider […]
Imagine this: You are hosting the annual neighborhood Christmas party and one of your guests slips and falls on your icy sidewalk. They are severely injured, requiring a month of hospitalization along with substantial physical therapy. Before you know it, a lawsuit is filed and you are on the hook for a couple of million […]