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90010 Home Insurance Quotes & Rates

Currently, the 2,851 homes within the 90010 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for California is around $951 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Los Angeles, CA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 90010.

California is now ranking #24 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Los Angeles home insurance quotes all in one place then GetHomeInsuranceQuotes.com of California has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 90010 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Los Angeles, California home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Los Angeles, CA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

90010 Home Insurance Average Premiums

Local 90010 homeowners insurance quotes comparison

$701 /yr.

Shows Zip Code: 90010 lowest rates with discounts applied on average.

For the 90010, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$701 /yr.
Average Coverage:$951 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1251 /yr.

What is the average home insurance cost for a home in 90010?

  • • The average homeowners insurance premium paid annually for a home in 90010 is around $951 per year.

What does it cost on average per month for home insurance in 90010?

  • • Homeowners in 90010 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 90010?

  • • Autoowners in 90010 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Los Angeles area, check out other zip codes nearby 90010.
Review average rates in another zip code:
90045 homeowners insurance rates
90063 homeowners insurance rates
90059 homeowners insurance rates
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90048 homeowners insurance rates
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90017 homeowners insurance rates
90033 homeowners insurance rates
90034 homeowners insurance rates
90073 homeowners insurance rates

Home Replacement Cost Coverage in 90010

Average Building Cost Per Square Foot in 90010: $324

Location: Los Angeles, California (Los Angeles County)

Average Square Footage in 90010: 2,537 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90010 before you start any project. Los Angeles homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90010 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90010 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,537 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Los Angeles area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,537$822,100
Additional Upgrades & Added Features$4052,537$1,027,625
Major Home Updates or Advancements$4862,537$1,233,150

It's important to understand that when you estimate your replacement cost of your home in the 90010 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90010

Best Home & Auto Insurance Agencies in 90010

Allstate Insurance Companies

Address: 3435 Wilshire Blvd Los Angeles, CA 90010
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Hyun Kim-Farmers Insurance

Address: 3350 Wilshire Blvd Los Angeles, CA 90010
Phone:
Website:
Info:

Jie Oh-Farmers Insurance

Address: 3055 Wilshire Blvd Los Angeles, CA 90010
Phone:
Website: http://www.farmersagent.com/joh1/
Info:

Newtown Insurance

Address: 3660 Wilshire Blvd Los Angeles, CA 90010
Phone:
Website: http://www.newtownins.com/
Info:

Eunjoo Lee-Farmers Insurance

Address: 3545 Wilshire Blvd Los Angeles, CA 90010
Phone:
Website:
Info:

Housing Demographics for 90010

Population Review for 90010 Zip Code

For the city of Los Angeles, the population within 90010 has increased to over 5,087 residents in population size. The current population total is 5,400. We have broken down the population based on race below. In 90010, there are over 2708 in male population and 2692 females.

PopulationValues
Total Population5,400
White Population970
Black Population306
Hispanic Population621
Asian Population3327
Hawaiian Population9
Indian Population38
Other Population309
Male Population2708
Female Population2692
Population Estimate5087

Household Data for 90010

The average number of homes in 90010 is around 2,851, there are an average of 1.86 per household. The average house value according to local real estate values is around $822,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,851
Persons Per Household1.86
Average House Value$822,100
Income Per Household$76547
Median Age36.2
Median Age Male35.3
Median Age Female37.4
90010 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code323/310/818/213/626/562
CityLos Angeles
City Alias NameLOS ANGELES
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2490
Number Of Employees26425
Business First Quarter Payroll426296
Business Annual Payroll1797140
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District30|34
Congressional LandArea135.94|47.66
Delivery Residential2735
Delivery Business2681
Delivery Total4621
Preferred Last Line KeyZ21805
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ21805
Land Area0.390000
Water Area0.000000
City Alias Code
City Mixed CaseLos Angeles
City Alias Mixed CaseLos Angeles
Box Count0
SFDU2
MFDU1601
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054530
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]