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Compare 90046 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Los Angeles just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 29,438 neighbors looking to save on their home insurance policy in the local 90046 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 90046. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best California rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Los Angeles, CA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Los Angeles, CA

90046 Home Insurance Average Premiums

Local 90046 homeowners insurance quotes comparison

$646 /yr.

Shows Zip Code: 90046 lowest rates with discounts applied on average.

For the 90046, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$646 /yr.
Average Coverage:$896 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1196 /yr.

What is the average home insurance cost for a home in 90046?

  • • The average homeowners insurance premium paid annually for a home in 90046 is around $896 per year.

What does it cost on average per month for home insurance in 90046?

  • • Homeowners in 90046 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 90046?

  • • Autoowners in 90046 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Los Angeles area, check out other zip codes nearby 90046.
Review average rates in another zip code:
90011 homeowners insurance rates
90056 homeowners insurance rates
90059 homeowners insurance rates
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90023 homeowners insurance rates
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90035 homeowners insurance rates
90003 homeowners insurance rates
90001 homeowners insurance rates

Home Replacement Cost Coverage in 90046

Average Building Cost Per Square Foot in 90046: $324

Location: Los Angeles, California (Los Angeles County)

Average Square Footage in 90046: 3,983 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90046 before you start any project. Los Angeles homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90046 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90046 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,983 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Los Angeles area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3243,983$1,290,400
Additional Upgrades & Added Features$4053,983$1,613,000
Major Home Updates or Advancements$4863,983$1,935,600

It's important to understand that when you estimate your replacement cost of your home in the 90046 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90046

Best Home & Auto Insurance Agencies in 90046

Block- Carleton L - State Farm Insurance Agent

Address: 7154 Melrose Ave Los Angeles, CA 90046
Phone:
Website:
Info:

Allstate Insurance Company - Nataliya Avanesov

Address: 7925 Santa Monica Blvd Los Angeles, CA 90046
Phone:
Website: http://www.allstateagencies.com/012695?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Companies

Address: 7925 Santa Monica Blvd West Hollywood, CA 90046
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 90046

Population Review for 90046 Zip Code

For the city of Los Angeles, the population within 90046 has increased to over 52,041 residents in population size. The current population total is 49,987. We have broken down the population based on race below. In 90046, there are over 26627 in male population and 23360 females.

PopulationValues
Total Population49,987
White Population36575
Black Population2267
Hispanic Population6151
Asian Population3213
Hawaiian Population56
Indian Population178
Other Population2307
Male Population26627
Female Population23360
Population Estimate52041

Household Data for 90046

The average number of homes in 90046 is around 29,438, there are an average of 1.68 per household. The average house value according to local real estate values is around $1,290,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode29,438
Persons Per Household1.68
Average House Value$1,290,400
Income Per Household$77162
Median Age38.7
Median Age Male39.8
Median Age Female37.4
90046 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code323
CityLos Angeles
City Alias NameLOS ANGELES
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2546
Number Of Employees12514
Business First Quarter Payroll161063
Business Annual Payroll845547
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District30|32
Congressional LandArea135.94|124.23
Delivery Residential30977
Delivery Business1588
Delivery Total34277
Preferred Last Line KeyZ21805
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ21805
Land Area5.666000
Water Area0.001000
City Alias Code
City Mixed CaseLos Angeles
City Alias Mixed CaseLos Angeles
Box Count338
SFDU8572
MFDU21062
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054530
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]