Get multiple home insurance quotes in 90047. Our licensed 90047, CA agents are ready to serve you.

90047 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 90047 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Los Angeles, CA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 90047 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in California, like average Los Angeles homeowners insurance rates, coverage options or home insurance types, please select Los Angeles, CA Home Insurance Rates Online!

90047 Home Insurance Average Premiums

Local 90047 homeowners insurance quotes comparison

$712 /yr.

Shows Zip Code: 90047 lowest rates with discounts applied on average.

For the 90047, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$712 /yr.
Average Coverage:$962 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1262 /yr.

What is the average home insurance cost for a home in 90047?

  • • The average homeowners insurance premium paid annually for a home in 90047 is around $962 per year.

What does it cost on average per month for home insurance in 90047?

  • • Homeowners in 90047 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 90047?

  • • Autoowners in 90047 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Los Angeles area, check out other zip codes nearby 90047.
Review average rates in another zip code:
90043 homeowners insurance rates
90046 homeowners insurance rates
90006 homeowners insurance rates
90018 homeowners insurance rates
90010 homeowners insurance rates
90037 homeowners insurance rates
90068 homeowners insurance rates
90029 homeowners insurance rates
90040 homeowners insurance rates
90089 homeowners insurance rates

Home Replacement Cost Coverage in 90047

Average Building Cost Per Square Foot in 90047: $324

Location: Los Angeles, California (Los Angeles County)

Average Square Footage in 90047: 1,603 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90047 before you start any project. Los Angeles homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90047 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90047 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,603 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Los Angeles area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,603$519,400
Additional Upgrades & Added Features$4051,603$649,250
Major Home Updates or Advancements$4861,603$779,100

It's important to understand that when you estimate your replacement cost of your home in the 90047 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90047

Best Home & Auto Insurance Agencies in 90047

ACE Cash Express

Address: 11252 South Normandie Avenue Los Angeles, CA 90047
Phone:
Website: http://www.acecashexpress.com/
Info:

California Star Insurance Service

Address: 8707 S Western Ave Los Angeles, CA 90047
Phone:
Website:
Info:

Housing Demographics for 90047

Population Review for 90047 Zip Code

For the city of Los Angeles, the population within 90047 has increased to over 51,021 residents in population size. The current population total is 50,154. We have broken down the population based on race below. In 90047, there are over 23247 in male population and 26907 females.

PopulationValues
Total Population50,154
White Population2680
Black Population27994
Hispanic Population19067
Asian Population499
Hawaiian Population91
Indian Population788
Other Population13108
Male Population23247
Female Population26907
Population Estimate51021

Household Data for 90047

The average number of homes in 90047 is around 16,757, there are an average of 2.97 per household. The average house value according to local real estate values is around $519,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,757
Persons Per Household2.97
Average House Value$519,400
Income Per Household$62399
Median Age38.9
Median Age Male36.1
Median Age Female41.1
90047 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code323/213
CityLos Angeles
City Alias NameLOS ANGELES
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses469
Number Of Employees3890
Business First Quarter Payroll33432
Business Annual Payroll146989
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District37|43
Congressional LandArea55.26|72.03
Delivery Residential17179
Delivery Business1031
Delivery Total20307
Preferred Last Line KeyZ21805
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ21805
Land Area4.707000
Water Area0.000000
City Alias Code
City Mixed CaseLos Angeles
City Alias Mixed CaseLos Angeles
Box Count661
SFDU14411
MFDU2444
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054530
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]