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Quickly Revew Homeowners Insurance in 93721

If you own a home in Fresno, CA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 93721 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our California licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 93721 and start comparing rates now.

93721 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 93721 is $924 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 93721 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Fresno, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

93721 Home Insurance Average Premiums

Local 93721 homeowners insurance quotes comparison

$674 /yr.

Shows Zip Code: 93721 lowest rates with discounts applied on average.

For the 93721, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$674 /yr.
Average Coverage:$924 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1224 /yr.

What is the average home insurance cost for a home in 93721?

  • • The average homeowners insurance premium paid annually for a home in 93721 is around $924 per year.

What does it cost on average per month for home insurance in 93721?

  • • Homeowners in 93721 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 93721?

  • • Autoowners in 93721 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fresno area, check out other zip codes nearby 93721.
Review average rates in another zip code:
93706 homeowners insurance rates
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93704 homeowners insurance rates

Home Replacement Cost Coverage in 93721

Average Building Cost Per Square Foot in 93721: $324

Location: Fresno, California (Fresno County)

Average Square Footage in 93721: 560 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93721 before you start any project. Fresno homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93721 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93721 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 560 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fresno area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324560$181,500
Additional Upgrades & Added Features$405560$226,875
Major Home Updates or Advancements$486560$272,250

It's important to understand that when you estimate your replacement cost of your home in the 93721 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93721

Best Home & Auto Insurance Agencies in 93721

Blue Cross of California State D Prgrms Cmmnty RSO

Address: 2011 Fresno St Fresno, CA 93721
Phone:
Website: http://www.bluecrossca.com
Info:

Housing Demographics for 93721

Population Review for 93721 Zip Code

For the city of Fresno, the population within 93721 has increased to over 4,587 residents in population size. The current population total is 7,899. We have broken down the population based on race below. In 93721, there are over 5132 in male population and 2767 females.

PopulationValues
Total Population7,899
White Population2419
Black Population1053
Hispanic Population4523
Asian Population238
Hawaiian Population23
Indian Population198
Other Population3149
Male Population5132
Female Population2767
Population Estimate4587

Household Data for 93721

The average number of homes in 93721 is around 2,200, there are an average of 2.06 per household. The average house value according to local real estate values is around $181,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,200
Persons Per Household2.06
Average House Value$181,500
Income Per Household$24643
Median Age34.5
Median Age Male34.1
Median Age Female35.7
93721 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code559/209
CityFresno
City Alias NameFRESNO
CountyFresno
County FIPS019
State FIPS06
Time Zone8
Day Light SavingY
MSA2840
PMSA
CSA260
CBSA23420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFresno, CA
MSA_NameFresno, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses662
Number Of Employees16350
Business First Quarter Payroll215326
Business Annual Payroll993675
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population930450
CBSA Division Population0
Congressional District21
Congressional LandArea6729.94
Delivery Residential2227
Delivery Business1269
Delivery Total14839
Preferred Last Line KeyZ21210
Classification Code
Multi-County
CSA NameFresno-Hanford-Corcoran, CA
CBSA_DIV_Name
City State KeyZ21210
Land Area2.041000
Water Area0.000000
City Alias Code
City Mixed CaseFresno
City Alias Mixed CaseFresno
Box Count0
SFDU302
MFDU1059
State ANSI06
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number052886
Unique ZIP Name
SSA State County Code05090
Medicare CBSA Code23420
Medicare CBSA NameFresno, CA
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseFresno

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]