What changes can be made in the house to allow for improved adjustment towards the cold experienced in winter months?

 

The winter season can be considerably brutal in several areas of the country. Consistent exposure to the cold can result in damage to the properties of homeowners. With the aid of some guidelines it is possible for homeowners to ensure that home insurance losses do no occur during the winter months.

1. All snow as well as ice should be removed from the entrances and sidewalks. The gutters as well downspouts should be cleared of obstructions. Water seepage problems can also be avoided by removing the leaves and melting snow off the roof.
2. The temperature in the house should be a minimum of 50 degrees to prevent any walls from freezing as well any as pipes. If it is persistently cold, open hot as well as cold faucets so that they drip. This ensures that freezing does not occur. But this is pretty extreme. Most likely it would not come to this.
3. The outside hoses on the property should be disconnected and the attached garage door should be closed. The location of main water shutoff should be identified, in case it is needed for emergency situations. The faucets on the outside should be covered as well or it is possible for a pipe to bust.
4. Damaged or dead trees around the property should be identified since in extreme weather conditions wind, ice, and snow can bring these trees down on the house or car or you. Fireplaces, electric heaters, and so on should be maintained so that they work in the event of an emergency.
5. If the homeowners are leaving the house for long periods of time in the winter, then the water systems should be drained so that freezing or the bursting of pipes does not occur.

Remaining aware of possible emergency situations can help homeowners take adequate care. Some aspects to consider are as follows:

1. In case the pipes freeze, it is advisable to call a plumber. This can be fixed before the pipe(s) bust. In case the pipes burst, then the water connection should be turned off immediately. It is advisable to wipe off the excess water or problems of mildew and mold growth can occur. You can also ruin walls and flooring with leaking water.
2. All temporary repairs should be completed to reduce the extent of the damage caused to any furniture, carpet, as well as appliances.
3. The home insurance agent should be called for inspection of the damages, once the situation has been brought under control.
4. A detailed list of all possible damages that have occurred in the house should be made. Most standard homeowners insurance policies cover damage caused by freezing. But flood damage or sewage backup may not be covered and it can be added to the existing insurance policy.