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Searching for Homeowners Insurance in 33125

If you are a homeowners that lives in 33125 you may be searching for more affordable homeowners insurance in Miami. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Miami, FL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Florida licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 33125 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Miami, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 33125 Home Insurance Costs: very high!

In Miami, homeowners are paying roughly $1688 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 33125 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Miami are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 33125 policy right now!

33125 Home Insurance Average Premiums

Local 33125 homeowners insurance quotes comparison

$1438 /yr.

Shows Zip Code: 33125 lowest rates with discounts applied on average.

For the 33125, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1438 /yr.
Average Coverage:$1688 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1988 /yr.

What is the average home insurance cost for a home in 33125?

  • • The average homeowners insurance premium paid annually for a home in 33125 is around $1688 per year.

What does it cost on average per month for home insurance in 33125?

  • • Homeowners in 33125 pay a monthly average cost per month around $141.00.

What kind of discount could I get if I combine my home and auto insurance together in 33125?

  • • Autoowners in 33125 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Miami area, check out other zip codes nearby 33125.
Review average rates in another zip code:
33132 homeowners insurance rates
33134 homeowners insurance rates
33142 homeowners insurance rates
33172 homeowners insurance rates
33175 homeowners insurance rates
33158 homeowners insurance rates
33193 homeowners insurance rates
33146 homeowners insurance rates
33126 homeowners insurance rates
33165 homeowners insurance rates

Home Replacement Cost Coverage in 33125

Average Building Cost Per Square Foot in 33125: $167

Location: Miami, Florida (Miami-dade County)

Average Square Footage in 33125: 1,732 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33125 before you start any project. Miami homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33125 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33125 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,732 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Miami area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,732$289,200
Additional Upgrades & Added Features$2091,732$361,500
Major Home Updates or Advancements$2511,732$433,800

It's important to understand that when you estimate your replacement cost of your home in the 33125 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33125

Admiral Insurance Inc

Address: 17340 Northwest 27th Avenue Miami, FL 33125
Phone: (305)621-2939
Website:

Best Home & Auto Insurance Agencies in 33125

AMCO Insurance

Address: 787 NW 37th Ave Miami, FL 33125
Phone:
Website:
Info:

A Superior Insurance Agency Inc

Address: 1761 NW 7th St Miami, FL 33125
Phone:
Website:
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Admiral Insurance Inc

Address: 17340 NW 27th Ave Miami, FL 33125
Phone:
Website:
Info:

Allstate Insurance - Ralph E. Leiva

Address: 3170 NW 7th St Miami, FL 33125
Phone:
Website:
Info:

Assurance Associated of Inc

Address: 2847 NW 7th St Miami, FL 33125
Phone:
Website:
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Housing Demographics for 33125

Population Review for 33125 Zip Code

For the city of Miami, the population within 33125 has increased to over 53,718 residents in population size. The current population total is 53,507. We have broken down the population based on race below. In 33125, there are over 26556 in male population and 26951 females.

PopulationValues
Total Population53,507
White Population14076
Black Population2329
Hispanic Population48332
Asian Population310
Hawaiian Population4
Indian Population253
Other Population10849
Male Population26556
Female Population26951
Population Estimate53718

Household Data for 33125

The average number of homes in 33125 is around 19,833, there are an average of 2.64 per household. The average house value according to local real estate values is around $289,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,833
Persons Per Household2.64
Average House Value$289,200
Income Per Household$33172
Median Age42.5
Median Age Male40.5
Median Age Female44.9
33125 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code305/786
CityMiami
City Alias NameMIAMI
CountyMiami-dade
County FIPS086
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA5000
CSA370
CBSA33100
CBSA_DIV33124
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameMiami, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses831
Number Of Employees9680
Business First Quarter Payroll145839
Business Annual Payroll657752
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population2496435
Congressional District26|27
Congressional LandArea2098.66|208.84
Delivery Residential20348
Delivery Business1064
Delivery Total21275
Preferred Last Line KeyY22388
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameMiami-Miami Beach-Kendall, FL
City State KeyY22388
Land Area3.918000
Water Area0.134000
City Alias Code
City Mixed CaseMiami
City Alias Mixed CaseMiami
Box Count0
SFDU8492
MFDU10848
State ANSI12
County ANSI086
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115850
Unique ZIP Name
SSA State County Code10120
Medicare CBSA Code33124
Medicare CBSA NameMiami-Miami Beach-Kendall, FL
Medicare CBSA TypeMetro
Market Rating Area ID43
County Mixed CaseMiami-Dade

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]