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33321 Home Insurance Quotes & Rates

Currently, the 22,418 homes within the 33321 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Florida is around $1,616 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Fort Lauderdale, FL, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 33321.

Florida is now ranking #1 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Fort Lauderdale home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Florida has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 33321 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Fort Lauderdale, Florida home insurance rates today!

Please give us a call now at 1-888-685-4704, easily get up to 12 rates over the phone in minutes. For Fort Lauderdale, FL Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

33321 Home Insurance Average Premiums

Local 33321 homeowners insurance quotes comparison

$1366 /yr.

Shows Zip Code: 33321 lowest rates with discounts applied on average.

For the 33321, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1366 /yr.
Average Coverage:$1616 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1916 /yr.

What is the average home insurance cost for a home in 33321?

  • • The average homeowners insurance premium paid annually for a home in 33321 is around $1616 per year.

What does it cost on average per month for home insurance in 33321?

  • • Homeowners in 33321 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 33321?

  • • Autoowners in 33321 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Lauderdale area, check out other zip codes nearby 33321.
Review average rates in another zip code:
33324 homeowners insurance rates
33319 homeowners insurance rates
33321 homeowners insurance rates
33330 homeowners insurance rates
33308 homeowners insurance rates
33332 homeowners insurance rates
33326 homeowners insurance rates
33325 homeowners insurance rates
33301 homeowners insurance rates
33322 homeowners insurance rates

Home Replacement Cost Coverage in 33321

Average Building Cost Per Square Foot in 33321: $167

Location: Fort Lauderdale, Florida (Broward County)

Average Square Footage in 33321: 1,197 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33321 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33321 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33321 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,197 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,197$199,900
Additional Upgrades & Added Features$2091,197$249,875
Major Home Updates or Advancements$2511,197$299,850

It's important to understand that when you estimate your replacement cost of your home in the 33321 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33321

Best Florida Insurance Inc

Address: 8050 North University Drive Suite 205 Tamarac, FL 33321
Phone: (954)580-2378
Website: www.bestflins.com

Best Home & Auto Insurance Agencies in 33321

Allstate Insurance-Michael DiGiorgio

Address: 7820 N University Dr Tamarac, FL 33321
Phone:
Website:
Info:

Best Florida Insurance Inc

Address: 8050 N University Dr, #205 Tamarac, FL 33321
Phone:
Website: http://www.bestflins.com
Info:

Best Florida Insurance

Address: 8050 N University Dr Tamarac, FL 33321
Phone:
Website: http://www.bestflins.com
Info:

Housing Demographics for 33321

Population Review for 33321 Zip Code

For the city of Fort Lauderdale, the population within 33321 has increased to over 52,443 residents in population size. The current population total is 51,011. We have broken down the population based on race below. In 33321, there are over 22856 in male population and 28155 females.

PopulationValues
Total Population51,011
White Population20937
Black Population13769
Hispanic Population16684
Asian Population1591
Hawaiian Population26
Indian Population165
Other Population4788
Male Population22856
Female Population28155
Population Estimate52443

Household Data for 33321

The average number of homes in 33321 is around 22,418, there are an average of 2.26 per household. The average house value according to local real estate values is around $199,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,418
Persons Per Household2.26
Average House Value$199,900
Income Per Household$54428
Median Age48.3
Median Age Male44.5
Median Age Female51.2
33321 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationFT LAUDERDALE
Area Code954
CityFort Lauderdale
City Alias NameFORT LAUDERDALE
CountyBroward
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA2680
CSA370
CBSA33100
CBSA_DIV22744
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses994
Number Of Employees10729
Business First Quarter Payroll133150
Business Annual Payroll564947
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District20
Congressional LandArea2427.42
Delivery Residential23205
Delivery Business760
Delivery Total23676
Preferred Last Line KeyY21882
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21882
Land Area8.235000
Water Area0.385000
City Alias Code
City Mixed CaseFort Lauderdale
City Alias Mixed CaseFort Lauderdale
Box Count0
SFDU8503
MFDU8919
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113030
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]