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Compare 33614 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 33614 area? The average homeowners premium in Florida for a standard homeowners policy is around $1,628/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 33614 zip code, the population size is around 47,695 with 18,983 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 33614.

Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Tampa, FL Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. FL RateDiscountsSavingsShop Rates
$2,165up to 40% off$866

33614 Home Insurance Average Premiums

Local 33614 homeowners insurance quotes comparison

$1378 /yr.

Shows Zip Code: 33614 lowest rates with discounts applied on average.

For the 33614, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1378 /yr.
Average Coverage:$1628 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1928 /yr.

What is the average home insurance cost for a home in 33614?

  • • The average homeowners insurance premium paid annually for a home in 33614 is around $1628 per year.

What does it cost on average per month for home insurance in 33614?

  • • Homeowners in 33614 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 33614?

  • • Autoowners in 33614 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tampa area, check out other zip codes nearby 33614.
Review average rates in another zip code:
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33603 homeowners insurance rates
33625 homeowners insurance rates
33605 homeowners insurance rates
33610 homeowners insurance rates
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33609 homeowners insurance rates
33616 homeowners insurance rates

Home Replacement Cost Coverage in 33614

Average Building Cost Per Square Foot in 33614: $167

Location: Tampa, Florida (Hillsborough County)

Average Square Footage in 33614: 1,277 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33614 before you start any project. Tampa homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33614 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33614 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,277 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tampa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,277$213,200
Additional Upgrades & Added Features$2091,277$266,500
Major Home Updates or Advancements$2511,277$319,800

It's important to understand that when you estimate your replacement cost of your home in the 33614 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33614

Best Home & Auto Insurance Agencies in 33614

All Insurance Inc

Address: 7211 N Dale Mabry Hwy Tampa, FL 33614
Phone:
Website:
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American Latin Insurance Agency

Address: 3928 W Hillsborough Ave Tampa, FL 33614
Phone:
Website:
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Allstate Insurance Companies

Address: 2722 W Waters Ave Tampa, FL 33614
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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A A A A A Atlantic Insurance

Address: 3001 W Waters Ave Tampa, FL 33614
Phone:
Website:
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Barr-Hameroff Insurance

Address: 6711 N Himes Ave Tampa, FL 33614
Phone:
Website:
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Housing Demographics for 33614

Population Review for 33614 Zip Code

For the city of Tampa, the population within 33614 has increased to over 48,992 residents in population size. The current population total is 47,695. We have broken down the population based on race below. In 33614, there are over 23156 in male population and 24539 females.

PopulationValues
Total Population47,695
White Population16761
Black Population4385
Hispanic Population31600
Asian Population1982
Hawaiian Population22
Indian Population252
Other Population8015
Male Population23156
Female Population24539
Population Estimate48992

Household Data for 33614

The average number of homes in 33614 is around 18,983, there are an average of 2.48 per household. The average house value according to local real estate values is around $213,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,983
Persons Per Household2.48
Average House Value$213,200
Income Per Household$46740
Median Age38.8
Median Age Male37.8
Median Age Female39.8
33614 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code813
CityTampa
City Alias NameTAMPA
CountyHillsborough
County FIPS057
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV45294
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1647
Number Of Employees22758
Business First Quarter Payroll297338
Business Annual Payroll1298258
Business Employment Flag
Growth Rank55
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number38549
Growth Increase Percentage3.1
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population1866701
Congressional District14
Congressional LandArea265.4
Delivery Residential19755
Delivery Business1787
Delivery Total26109
Preferred Last Line KeyY23079
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameTampa, FL
City State KeyY23079
Land Area9.740000
Water Area0.396000
City Alias Code
City Mixed CaseTampa
City Alias Mixed CaseTampa
Box Count0
SFDU8656
MFDU8547
State ANSI12
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number118925
Unique ZIP Name
SSA State County Code10280
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID28
County Mixed CaseHillsborough

Florida Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

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  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

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  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]