Greenacres, FL Home Insurance Quotes!

Greenacres homeowners, if you are looking for competitive rates that are affordable then easily shop up to 12 Florida home insurance quotes today with GetHomeInsuranceQuotes.com. Because we only take a few minutes of your time to request quotes from us, we begin the shopping process. Our online quoting system allows you to enjoy the hassle free, secure opportunity to get the quotes you need fast. We also offer professional advice and free consultation so that our Greenacres, FL licensed home insurance agent can help you determine which home insurance carrier and coverage option is right for you and your family.

Homeowners Insurance Rates in Greenacres

Home insurance rates for your home in Greenacres will vary depending on many factors including location, risk, upkeep, liability and so much more. Homeowners in your local area are paying around $1,351 per year up to rates as high as $1,901 a year for a standard HO-3 homeowners policy. Most customers are seeing rates in the middle range around $1,601 per year or $133 per month. We can help you shop lower rates and apply all availble discounts to help save on your insurance cost.

If you compare local rates to rates throughout the state, the average premium is around $2,165 for homeowners insurance coverage on average, where the majority of the countries home insurance premiums are around $1,311. These average homeowners insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, your contents, loss of use, medical payments and homeowner liability coverage.

Getting Multiple Greenacres Quotes & Save!

Shopping online for home insurance in Florida is much easier when you can compare multiple homeowners insurance rates at once. We realize time is a very important factor when looking for cheaper rates. Some homeowners are very urgent to save more on there annual premium. Other homeowners are in the last stage of the new home buying process and need finalize a home insurance policy immediately. Since the average Florida home insurance rate is $2,165. Our quoting system allows you to save up to 40% on your home insurance premium. Plus, we will consider all the home insurance discount options, which would allow you to benefit additional savings with better coverage features and packages.

Let us help you save more, start your only home insurance quote today or give us a Call at 1-888-685-4704.

Greenacres, FL Housing & City Data

Source	Value
Location:	Greenacres, FL (PALM BEACH County)
Population:	37,573
Occupied Residents:	0
Average Real Estate Value Per Zip Code:	$155,000

Compare Homeowners Insurance Rates in Greenacres, FL!

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Our Service in Florida

You can feel confident that our experience, integrity and service will help you find the best insurance policy at a price you can afford. We work with a wide variety of insurers in Greenacres, Florida and all of them are top rated "A+" by A.M. Best Rating and have been in business for several decades.

Just a few of the insurers we work include American Integrity Insurance Group, Anchor Insurance, ASI, Bankers Insurance Group, Centauri Insurance, Chubb, Edison Insurance Company, Florida Peninsula Insurance Company, Heritage Insurance, Lexington Insurance, Olympus Insurance, People's Trust Insurance Company, St. Johns Insurance Company and many more.

Average Rates Nearby Greenacres

Are you looking for homeowners insurance in a city near Greenacres? Review coverage options and average rates in your area by clicking your city below. We can help you shop home insurance rates!

Home Insurance Rates by Zipcode in Greenacres, FL

Easily review average rates and get multiple homeowners insurance quotes by clicking your zip code below located in Greenacres.

33454,

Greenacres, FL Home Insurance Average Premiums

Local Greenacres, FL home insurance quotes comparison

$1351 /yr.

Shows Greenacres's lowest average rates with discounts applied.

For the city of Greenacres, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$1351 /yr.
Average Coverage:	$1601 /yr.
2600 sq. ft. or higher (all discounts applied)	$1901 /yr.

What is the average home insurance cost for a home in Greenacres, FL?

• The average homeowners insurance premium paid annually for a home in Greenacres is around $1601 per year.

What does it cost on average per month for home insurance in Greenacres, FL?

• Homeowners in Greenacres pay an average cost per month around $133.00 for insurance coverage.

Greenacres, FL Coastal Wind, Hail & Flood Information

Greenacres is located in a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Flood Zone Notice: The beautiful coastal city of Greenacres is know for it's beautiful beaches and waterways. Because Palm Beach County (FIPS: 12099) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in Greenacres, FL.

Coastal Greenacres, Florida Information: To obtain flood insurance coverage, the process usually takes more than 30 days to finalize, if you need flood insurance coverage now, please call us at 888-620-1954.
For more information about your area, please click Coastal Homeowners Insurance in Florida

Greenacres, FL - 2023 Housing Information

Month	Current Home Value (2023)	Last Year Home Value (2022)
January	$287,571	$249,918
February	$288,085	$255,491
March	$289,882	$261,455
April	$291,990	$267,248

Homeowners insurance will help cover the cost to repair or replace your Greenacres home if it is damaged or destroyed by a covered peril, up to your coverage limits. A homeowners policy is made up of a few different coverages. Here are the most common coverages:

Dwelling: This coverage will pay to repair or replace the structure of your home if it is damaged or destroyed. Review and Calculate Replacement Cost Coverage in Greenacres
Liability: This coverage will help cover medical and legal bills if someone is injured in your home, slipping on an icy sidewalk for example. It also offers protection if you damage another person’s property, your child hitting a baseball through a neighbor’s window for example.
Contents: This covers the cost to replace your personal possessions that are destroyed by a covered peril. Furniture, electronics, clothing and household goods are excellent examples. Contents coverage is often capped at 50% to 70% of your dwelling coverage.
Other Structures: This coverage protects other structures on your property such as detached garages, outbuildings, barns, and sheds.
Loss of use: This covers everyday costs that you incur if you cannot live in your home while it is being repaired due to a claim. It will pay hotel and restaurant bills and even the cost of dry cleaning.

Get up to 12 competitive Greenacres, FL homeowners insurance rates all in one place!

Saving Money Tips on Greenacres Home Insurance

A great way to save money on Greenacres homeowners insurance is to make sure you are getting all the discounts you are qualified to receive. Here are just a few of the most common discount’s insurers offer:

Bundling: If you purchase your home and auto (or any other insurance coverage) from the same insurer, you should get a bundling discount. Expect to save 20%-25%.
Secure your home: Adding a monitored security system, water leak sensors, deadbolts, and smoke detectors should result in a discount.
Impact resistant roof: If you are replacing your roof, consider impact resistant roofing materials which help prevent hail and impact damage as well as resulting in a significant discount.
Stay claim free: If you have been claim free for a number of years (five is a common requirement) your insurer should offer a claim free discount.

Are you shopping for the best rate near or wihin the Greenacres area? Check out what homeowners are paying on average for Florida homeowners insurance.

Elevation Review for Coastal Wind or Flooding Risk

Elevation	Details	Homeowners Tips
16 ft.	This is the average home elevation in Greenacres, FL	» Elevation is crucial to a homeowners insurance policy because it determines the risk of your home being in a flood zone which is particularly important in a coastal state such as Greenacres, Florida. A standard homeowners policy does not cover flood damage. If you live in a flood prone area, you will need to purchase a separate flood to fully protect your home. Call Now for Flood Insurance Quotes: 888-620-1954! Flood insurance can be purchased via the National Flood Insurance Program (NFIP) or in the private market. NFIP policies come with coverage caps and other restrictions so you may need to supplement your flood insurance coverage with a private market policy. It's important to remember that flooding occurs in low and moderate risk areas as well. According to FEMA data, almost 25% of all flood claims come from low to moderate-risk areas.

Elevation

Details

Homeowners Tips

16 ft.

This is the average home elevation in Greenacres, FL

» Elevation is crucial to a homeowners insurance policy because it determines the risk of your home being in a flood zone which is particularly important in a coastal state such as Greenacres, Florida.

A standard homeowners policy does not cover flood damage. If you live in a flood prone area, you will need to purchase a separate flood to fully protect your home.

Call Now for Flood Insurance Quotes: 888-620-1954!

Flood insurance can be purchased via the National Flood Insurance Program (NFIP) or in the private market. NFIP policies come with coverage caps and other restrictions so you may need to supplement your flood insurance coverage with a private market policy.

It's important to remember that flooding occurs in low and moderate risk areas as well. According to FEMA data, almost 25% of all flood claims come from low to moderate-risk areas.

To get online quotes on your home and compare rates on home insurance premiums in Greenacres, enter your zip code above and easily complete our online quoting application. Remember, it's important to speak with us about additional home insurance discounts so you can get the best rate for your home in Palm Beach County.

Florida Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024
As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]
Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024
Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]
Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024
A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase. Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

Greenacres, FL Dwelling Coverage Estimate

It is important to calculate your dwelling coverage for your home in Greenacres so you know what type of homeowners insurance coverage you need to cover your replacement cost. It is recommended to have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Please remember that replacement cost coverage does not include the cost of the land, only the price to rebuild your home, which is why we like to help customers by answering a few questions that you may have.

What is the average replacement cost coverage in Greenacres, FL?

- The average square footage in Greenacres is around 928 Sq. Ft. which would cost you around $155,000 to replace the home if you base the home on the price to build per square foot of $167.

Minimum Replacement Cost Total: $155,000

Location: Greenacres, Florida (Palm Beach County)

Average Building Cost Per Square Foot in Greenacres: $167 (low end)

Average Square Footage in Greenacres: 928 Sq. Ft.

Home Improvement Status	Price per Sq. Ft.	Dwelling Coverage
None or Very Minor Improvements	$167	$155,000
Some Additional Upgrades	$209	$193,750
Major Home Updates or Advancements	$251	$232,500

Calculate Your Greenacres, FL Dwelling Coverage

The dwelling coverage is calculated by the average cost per square foot ($167) in Greenacres, Florida times your heated square footage. Which would equal the cost to rebuild your home minus the cost of the property or land. Some homes will have a higher replacement cost due to home improvements like updated kitchens and bathrooms. Other upgrades may include: granite countertops, hardwood floors and stainless steel appliances. The national square foot average to build a brand new home is around 2500 square feet. So if you are looking to build, and your square footage of your new home is 2500, you are looking at a dwelling coverage premium of around $521,875 (Media price to build of $209 x 2500 sq. ft.) to cover the cost to rebuild your new home.

What is the difference between actual cash value and replacement cost value?

Homeowners insurance is available in both actual cash value (ACV) and replacement cost value (RCV). Knowing the difference is important:

Actual cash value: When valuing your personal possessions, an actual cash value policy will take depreciation into account. This means that your 10-year-old TV will be basically worthless according to your insurance company. While an ACV policy tends to be cheaper, if you have to make a claim you may be disappointed in your claim payout.

Replacement cost value: A RCV policy will replace your possessions with brand new items of similar quality regardless of how old they were at the time they were destroyed. While RCV policies are slightly more expensive, they are well worth the cost if you have to make a claim.

Home Insurance Reviews in Greenacres, FL

Ellenor - W. (5 Rating: )
"It was great to work with this company. I found the process to be very helpful to see all the different prices for my house at once. I would recommend this to my daughter and friends. "
Jacob - L. (5 Rating: )
"So Fast! Thanks for the quick response and fast service! Felt great to get this done and off my list. "
Eric - C. (5 Rating: )
"Every time I had a question you were there to help me. Getting insurance in Florida is not easy, but you guys made it seem so simple. We value your business and will refer you to our friends. "
Mark - M. (5 Rating: )
"Outstanding service, great options, you made it easy on me. Thanks!!!"
Barbara - P. (5 Rating: )
"My husband and I were very pleased. Thank you for helping us!"