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Franklin County, GA Homeowners Insurance Quotes

If you shopping for home insurance for your property located in Franklin County GA, we have great coverage options available at GetHomeInsuranceQuotes.com. We offer up to 12 comparison quotes from the most competitive top-rated home insurance companies available in Franklin County. Our Georgia agents have over 20+ years of experience and are ready to help you compare and review the most affordable homeowners policies available, including enhanced coverage options and discouts. Protecting your home in Franklin County from hurricanes, lightning and fires is important to every homeowner. But that's not all your homeowners policy should be limited to so ask our agents which carrier and coverage option is best for you.

You might like to know that the average home insurance rate for the state of Georgia is $1403 a year. That's $116.92 a month in homeowners insurance cost. We can certainly help you save up to 40% or more by applying all the available discounts and credits, plus shopping your coverage with up to 12 different home insurance providers that currently have competitive rates in Franklin County GA. Simply give us a call now at 1-855-976-2656

For all Franklin County, GA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Franklin County? Simply enter your zip code to get your Georgia homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Franklin County, GA Housing Demographics

With 22,084 residents living within the Franklin County area there are over 10,553 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 5,979 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Franklin County.

DemographicValues
Total Occupied Households8,540
Family Households (families)5,979
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units10,553

Franklin County, GA Home Insurance Average Premiums

Local Franklin, GA homeowners insurance quotes comparison

$989 /yr.

Georgia's Average Home Insurance Rates Overall

For the state of Georgia, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 15 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$635 /yr.
Current Average Cost:$989 /yr.
Maximum Range:$1403 /yr.

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]

Discounts For Homeowners in Franklin County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Georgia homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Franklin County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Franklin County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Franklin County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Franklin County Housing & Real Estate Data

Details:Statistics
Total Housing Units10553
Occupied Housing Units8540
Vacant Housing Units2013
Vacant Housing Units for Rent284
Vacant Housing Units Rented Not Occupied13
Vacant Housing Units For Sale212
Vacant Housing Units Sold Not Occupied77
Vacant Housing Units For Seasonal Occasional Use690
Vacant Housing Units All Other Vacants737
Housing Units Homeowner Vacancy Rate Percent3
Housing Units Rental Vacancy Rate Percent11
Housing Tenure Occupied Units8540
Housing Tenure Occupied Units Owner Occupied6218
Housing Tenure Occupied Units Owner Occupied Population15663
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied2322
Housing Tenure Occupied Units Renter Occupied Population5811
Housing Tenure Occupied Units Renter Occupied Average Household Size3